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Sitting at the confluence of the Brandywine River and Christina River, Wilmington, Delaware is the county seat of New Castle County and is the most populous city in the state of Delaware. The city lies only 33 miles southwest of Philadelphia and is often considered an extension of this metropolitan area. Wilmington Train Station is one of the last southernmost stops on Philadelphia’s SEPTA train system, providing the residents of Wilmington fast and easy access to the Philadelphia area. Wilmington sits on the site of the historic Fort Christina and the Kristinehamn settlement, the first Swedish settlement in North America.

As a border state in the Civil War, the state of Delaware and the city of Wilmington both have a rich history. Because of its central location during the war, Wilmington was a crucial port for goods and services including ships, ammunition, and weapons. This prosperity was a foundation for Wilmington’s industrial and business economy.

The economy of Wilmington greatly benefits from its status as the state’s largest city, as well as its close proximity to Philadelphia. The abundance of transportation options with connections to all of the major cities on the Eastern seaboard of the United States makes Wilmington an attractive option for many corporate headquarters. Wilmington’s most notable industry is the credit card sector. This and many financial enterprises are drawn to Wilmington because of its municipal finance laws which are friendly to businesses and attract corporate charters to the city. Banking and credit card companies are not the only financial industries prominently featured in Wilmington’s economic landscape. Other notable services include Wilmington payday loans, Wilmington installment loans, Wilmington cash advance, and Wilmington personal loans.

Wilmington enjoys a varied temperate climate with four distinct seasons featuring warm summers and cool winters. Although snowfall is generally light to moderate, it is not uncommon for Wilmington to experience severe blizzards and snowstorms during the winter months.

Along with various other cities in the Philadelphia metro area, Wilmington struggles with a high crime rate. In 2017, Wilmington was ranked as the fifth most dangerous city to live in the United States. The recent sharp rise in crime rates has caused local government officials to call for reform.

Because of its close proximity to Pennsylvania, the residents of Wilmington generally root for the Philadelphia sports teams. Philadelphia enjoys local professional teams in all four major sports including the NHL Philadelphia Flyers, the NBA Philadelphia 76ers, the NFL Philadelphia Eagles, and the MLB Philadelphia Phillies. The area also offers a wealth of collegiate teams to cheer on in a variety of competitions.

Wilmington’s diverse and eclectic ethnic population provides the opportunity for residents and visitors to enjoy many cultural festivals and events throughout the year. The art culture in Wilmington is well-served by various galleries and museums, including the highly regarded Delaware Art Museum. In recent years, the city has focused on the revitalization of the Wilmington Riverfront, turning this former shipyard into a hub of cultural, shopping, and recreational activity.

The last national census recorded a little over 70,000 people living in Wilmington. The city boasts a diverse ethnic population. The three most represented races are African Americans at approximately 58%, Whites at 33%, and Hispanics at 12%.

Because of its prime location on the Eastern seaboard of the United States, the cost of living in Wilmington skews higher than the national average. This high cost of living is a challenge to some residents, however, the abundance of financial assistance can help alleviate this burden. Some of these financial services designed to assist those in need include Wilmington cash advances, Wilmington installment loans, Wilmington personal loans, and Wilmington payday loans.

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