Wisconsin (WI) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions

Wisconsin payday loans and personal cash advances are now available online for the dairy state. Short term lending comes in handy when used responsibly. When life happens, finances can become a major concern. Using traditional bank methods to acquire a short term loan can be very hard to come by, not  to mention can also be very time consuming. Typically lenders require collateral and contracts for long term payments. This is where our award winning partner lending network can come in handy. Helping thousands of everyday folks for over a decade online, our partner lender network has grown to over 100+ nationwide lenders who process and approve applications daily. Personal loans and installment solutions are also available. Using the highest security standard available, your sensitive personal information is protected using https:// SSL 128-bit encryption to ensure your transaction stays private and confidential from start to finish. No more waiting in lines or wasted time with filling out excessive applications. Our partner network lends today. Good credit, average credit, bad credit, and no credit types welcome. Get started today and you can have your direct deposit into your checking or savings account as soon as the next business day.

Wisconsin is bordered by Minnesota to the west, Iowa to the southwest, Illinois to the south, Lake Michigan to the east, Michigan to the northeast, and Lake Superior to the north. The economy of Wisconsin is driven by manufacturing, agriculture, and health care. Wisconsin produces about a quarter of America’s cheese, leading the nation in cheese production. Major Wisconsin manufacturing companies include the Kohler Company; Mercury Marine; Rockwell Automation; Johnson Controls; John Deere; Briggs & Stratton; Milwaukee Electric Tool Company; Caterpillar Inc.; Joy Global; Oshkosh Corporation; Harley-Davidson; Case IH; S. C. Johnson & Son; Ashley Furniture; Ariens; and Evinrude Outboard Motors. Over 68% of Wisconsin residents live in urban areas, with the Greater Milwaukee area home to roughly one-third of the state’s population. In March, 2017, the state’s unemployment rate was 3.4%. Reference Wikipedia

• Wisconsin is known as the Badger State after the habits of early miners in the region who either lived in mine shafts or dug their homes out of the sides of hills — just like Badgers do.
• Wisconsin is the dairy capital of the United States and is sometimes called “America’s Dairyland.” It has more dairy cows than any other state (1,500,000), produces more milk than any other state — and 15% of the entire country’s milk
• Wisconsin has over 14,000 lakes and 7,446 streams and rivers.
• Milwaukee’s Summerfest is the nation’s largest music festival, with over 2,500 performers.
• Noah’s Ark in Wisconsin Dells is the nation’s largest water-themed park.
• Wausau is the Ginseng Capital of the World.

In the past eight years, Wisconsin experienced substantial growth. The majority of the growth was in the labor market with an unemployment rate that fell from more than nine percent in 2010 to just three percent in 2018. The state’s GDP grew by more than one percent in 2018, and experts predict that it will continue to grow in the coming years.

Personal income grew more than (4%) four percent last year. The state’s average annual household income is just under $60,000, which is slightly less than the national average. However, the average cost of living in the state is more than six percent lower than the national average. Residents still need money for emergencies from time to time, and they usually turn to small loans or payday loans.

Wisconsin Payday Loans and Online Cash Advances

People with bad credit or people who need fast deposit funding often choose payday loans. The Department of Financial Institutions regulates Wisconsin paycheck loans. According to Statute 138.14, payday lenders cannot offer a loan that exceeds 35 percent of a customer’s monthly gross income. The maximum loan amount is $1,500 even if that amount is less than 35 percent of the customer’s monthly income. For a Wisconsin cash advance, the total loan amount includes any fees as well.

A lender may allow only one renewal for a Wisconsin cash advance. If a person wants to obtain another loan after paying off a renewed loan, that person must wait 24 hours before signing a new contract. Although interest rates and repayment terms are not specified, lenders are required to clearly state interest and are advised to not offer repayment terms exceeding 90 days. There is a limit of 2.75 percent interest on loans that have already matured. An extended payment plan of four equal installments may be allowed by the lender.

Wisconsin Personal Loans and Installment options

A person with good credit may look for Wisconsin installment loans to pay less interest. The maximum interest is $9.50 per $100 for loans that are $1,000 or less. For Wisconsin personal loans that exceed $1,000, the allowed annual interest charge is $8 per $100.

For small Wisconsin installment loans, the limit is $3,000. The law limits the repayment term to 36 months and 15 days. However, it does not state a minimum term. There are no allowances for rollovers or renewals of small loans in Wisconsin. The Division of Banking regulates small loan activity.

Our online lending network has been connecting consumers around the country for over a decade online. Now get the personal funding you need from a reliable set of lenders who make decisions usually within minutes. After approval, funds are typically deposited within 24-48 hours.

References:

“An Outlook for the Wisconsin Economy in 2018,” Crowe Center for Research on the Wisconsin Economy, 8 January 2018, https://crowe.wiscweb.wisc.edu/wp-content/uploads/sites/313/2018/01/Outlook2018.pdf. Accessed on 1 March 2019.

“Payday Lenders,” State of Wisconsin Department of Financial Institutions, 1 January 2019, https://www.wdfi.org/fi/lfs/pdl/. Accessed on 1 March 2019.

“Installment Loans: Appendix C,” National Consumer Law Center, 1 January 2015, https://www.nclc.org/images/pdf/pr-reports/InstallmentLoans-AppendixC.pdf. Accessed on 1 March 2019.

Real Per Capita Income in Wisconsin

Statute for Wisconsin payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.

(Source: U.S. Census Bureau, Census 2010 Population)

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