California (CA) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions
California payday loans and personal cash advances are now available in the Golden State. This large dynamic state has not only a large population who deserves good lending choices for personal loans and installment solutions, but also a diverse economy who needs online lending options available when they need them. Online for over a decade online, we’ve helped many thousands of customers in California get the much needed cash now to help with everyday expenses. Mortgage running past due? Unexpected vehicle problem arise? Paying a few incidentals and your checking account happens to be running low and facing overdraft bank fee’s? Its been proven that taking out a short term loan can provide stress relief in financial windfalls.
California is the most dynamic and prosperous state in America. If it were a standalone country, the state’s economy would be the fifth largest in the world. California is home to Silicon Valley, the capital of the worldwide tech industry. The Los Angeles area is also one of the most economically productive regions of the United States, with movies, finance, shipping, and heavy industry all having a strong presence.
As of 2016, the gross state product (GSP) is about $2.514 trillion, the largest in the United States. The five largest sectors of employment in California are trade, transportation, and utilities; government; professional and business services; education and health services; and leisure and hospitality. As of September 2016, California has an unemployment rate of 5.5%. Reference Wikipedia
- Dick and Mac McDonald opened the first McDonald’s restaurant in San Bernardino, California.
- Fresno, California is the Raisin Capital of the World. California grows over 300,000 tons of grapes each year.
- California produces over 17 million gallons of wine each year.
- The California Redwood Trees are the tallest and largest living organisms in the world.
- The best view in the United States is at Mount Diablo State Park. From the top of the 3,849 foot summit, more of the earth’s surface can be seen than any other peak in the world.. except Mt. Kilimanjaro in Africa.
However, there’s a darker side to California’s seemingly booming economy. Both Los Angeles and San Francisco, the state’s two chief population centers, rank among the least affordable places in the country. In Los Angeles, the median wage earner would need to work nearly 100 hours per week just to afford the median home. In San Francisco, things are even worse, with the median home price having shot to an astounding $1.6 million.
Making use of California payday loans and Cash Advance alternatives
The consequence of these dramatically high living costs trickles down into the rental market where Californians pay some of the highest rents of any state. This forces many to rely on good and bad credit California cash advances and other short term loans the state residents can make use of. Luckily, California payday loans have some of the strongest consumer protections that can be found in any state and normally do not require a credit check.
California cash advance businesses are bound by strict rules, especially if the consumer has bad or poor credit. The loans can only be for certain smaller amounts. They are also required to be for a term not exceeding 31 days. The maximum combined interest rates and fees that may be charged for any type of California personal loans can be around 15 percent per month. This works out to an APR of 459 percent. While this number may sound high, it is considerably lower than what some states allow. For the short term option, it may not be a bad deal when budgeting correctly and paying it off quick.
California installment loans and Personal Loans Explained
For those with sufficient credit ratings and even with poor credit, an installment loan may provide an even better alternative to payday loans. Installment loans are typically unsecured, meaning they do not require the posting of collateral. California installment loans can provide a great alternative to higher-interest payday loans and other forms of unsecured credit, like credit cards.
California personal loans can involve amounts much higher than payday loans. A typical California installment loan might be in the 12-60 month range for the term. These loans often come with dramatically lower annual percentage rates. These loans can be a great way to consolidate debts, paying off high-interest debt with a low-interest loan. They can also bridge short-term financial shortfalls, helping people to meet the ever-increasing costs of living with which Californians have become all too familiar.
Our partner lending network has grown to over 100+ nationwide lending institutions who not only lend now, but approve applications daily. Using state-of-the-art https:// SSL connection security, your personal information is protected. Never stored on our servers to protect you and communicated directly with our partner lenders. We take great pride in providing California residents a secure and confidential lending platform that not only delivers, but also deposits funds directly into your personal savings or checking account.
References:
“Economy of California” Wikipedia.Org, https://en.wikipedia.org/wiki/Economy_of_California Accessed on 24 November 2018.
“What you need to know about payday loans” Department of Business Oversight, http://www.dbo.ca.gov/forms/CDDTL/CDDTL-001-Payday_Loan_Trifold_PDF-FINAL-(Rev.08-13).pdf Accessed on 24 November 2018.
“How to apply for a personal loans” Investopedia.Com, https://www.investopedia.com/articles/personal-finance/010516/how-apply-personal-loan.asp Accessed on 24 November 2018.
Real Per Capita Income in California
2015 | 1 Year Change | 3 Year Change | |
---|---|---|---|
US | $29,979 | +3.65% | +6.30% |
California | $31,587 | +3.65% | +7.96% |
Statute for California payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.
State | Min/Max Term | Min/Max Loan | Fees and Finance Charges | Status of Laws |
---|
California | 31 days | $300 | 15% of amount loaned | A.B. 207 introduced in 2005 prohibits the fee for some deferred deposit transactions from exceeding an effective annual rate greater than 10 percent; Requires a check from a customer for these deferred deposit transactions to be made payable to the actual name of the licensee; Prohibits a check that has been held by a licensee for more than 31 days from being presented to a bank for payment. |
(Source: U.S. Census Bureau, Census 2010 Population)
Cities we serve: Request your loan Today
Los Angeles city Payday loans | 3,792,621 |
San Diego city | 1,307,402 |
San Jose city | 945,942 |
San Francisco city | 805,235 |
Fresno city | 494,665 |
Sacramento city | 466,488 |
Long Beach city | 462,257 |
Oakland city | 390,724 |
Bakersfield city | 347,483 |
Anaheim city | 336,265 |
Santa Ana city | 324,528 |
Riverside city | 303,871 |
Stockton city | 291,707 |
Chula Vista city | 243,916 |
Fremont city | 214,089 |
Irvine city | 212,375 |
San Bernardino city | 209,924 |
Modesto city | 201,165 |
Oxnard city | 197,899 |
Fontana city | 196,069 |
Moreno Valley city | 193,365 |
Glendale city | 191,719 |
Huntington Beach city | 189,992 |
Santa Clarita city | 176,320 |
Garden Grove city | 170,883 |
Santa Rosa city | 167,815 |
Oceanside city | 167,086 |
Rancho Cucamonga city | 165,269 |
Ontario city | 163,924 |
Lancaster city | 156,633 |
Elk Grove city | 153,015 |
Palmdale city | 152,750 |
Corona city | 152,374 |
Salinas city | 150,441 |
Pomona city | 149,058 |
Torrance city | 145,438 |
Hayward city | 144,186 |
Escondido city | 143,911 |
Sunnyvale city | 140,081 |
Pasadena city | 137,122 |
Orange city | 136,416 |
Fullerton city | 135,161 |
Thousand Oaks city Cash advance | 126,683 |
Visalia city | 124,442 |
Simi Valley city | 124,237 |
Concord city | 122,067 |
Roseville city | 118,788 |
Santa Clara city | 116,468 |
Vallejo city | 115,942 |
Victorville city | 115,903 |
El Monte city | 113,475 |
Berkeley city | 112,580 |
Downey city | 111,772 |
Costa Mesa city | 109,960 |
Inglewood city | 109,673 |
San Buenaventura (Ventura) city | 106,433 |
West Covina city | 106,098 |
Norwalk city | 105,549 |
Carlsbad city | 105,328 |
Fairfield city | 105,321 |
Richmond city | 103,701 |
Murrieta city | 103,466 |
Burbank city | 103,340 |
Antioch city | 102,372 |
Daly City city | 101,123 |
Temecula city | 100,097 |
Santa Maria city | 99,553 |
El Cajon city | 99,478 |
Rialto city | 99,171 |
San Mateo city | 97,207 |
Compton city | 96,455 |
Clovis city | 95,631 |
South Gate city | 94,396 |
Vista city | 93,834 |
Mission Viejo city | 93,305 |
Vacaville city | 92,428 |
Carson city | 91,714 |
Hesperia city | 90,173 |
Redding city | 89,861 |
Santa Monica city | 89,736 |
Westminster city | 89,701 |
Santa Barbara city | 88,410 |
Chico city | 86,187 |
Whittier city | 85,331 |
Newport Beach city | 85,186 |
San Leandro city | 84,950 |
Hawthorne city | 84,293 |
San Marcos city | 83,781 |
Citrus Heights city | 83,301 |
Alhambra city | 83,089 |
Tracy city | 82,922 |
Livermore city | 80,968 |
Buena Park city | 80,530 |
Lakewood city | 80,048 |
Merced city | 78,958 |
Hemet city | 78,657 |
Chino city | 77,983 |
Menifee city | 77,519 |
Lake Forest city | 77,264 |
Napa city | 76,915 |
Redwood City city | 76,815 |
Bellflower city Installment loans | 76,616 |
Indio city | 76,036 |
Tustin city | 75,540 |
Baldwin Park city | 75,390 |
Chino Hills city | 74,799 |
Mountain View city | 74,066 |
Alameda city | 73,812 |
Upland city | 73,732 |
Folsom city | 72,203 |
San Ramon city | 72,148 |
Pleasanton city | 70,285 |
Lynwood city | 69,772 |
Union City city | 69,516 |
Apple Valley town | 69,135 |
Redlands city | 68,747 |
Turlock city | 68,549 |
Perris city | 68,386 |
Manteca city | 67,096 |
Milpitas city | 66,790 |
Redondo Beach city | 66,748 |
Davis city | 65,622 |
Camarillo city | 65,201 |
Yuba City city | 64,925 |
Rancho Cordova city | 64,776 |
Palo Alto city | 64,403 |
Yorba Linda city | 64,234 |
Walnut Creek city | 64,173 |
South San Francisco city | 63,632 |
San Clemente city | 63,522 |
Personal loans | |
Laguna Niguel city | 62,979 |
Pico Rivera city | 62,942 |
Montebello city | 62,500 |
Lodi city | 62,134 |
Madera city | 61,416 |
Monterey Park city | 60,269 |
La Habra city | 60,239 |
Santa Cruz city | 59,946 |
Encinitas city | 59,518 |
Tulare city | 59,278 |
Gardena city | 58,829 |
National City city | 58,582 |
Cupertino city | 58,302 |
Huntington Park city | 58,114 |
Petaluma city | 57,941 |
San Rafael city | 57,713 |
La Mesa city | 57,065 |
Rocklin city | 56,974 |
Arcadia city | 56,364 |
Diamond Bar city | 55,544 |
Woodland city | 55,468 |
Fountain Valley city | 55,313 |
Porterville city | 54,165 |
Paramount city | 54,098 |
Hanford city | 53,967 |
Rosemead city | 53,764 |
Santee city | 53,413 |
Highland city | 53,104 |
Delano city | 53,041 |
Colton city | 52,154 |
Novato city | 51,904 |
Lake Elsinore city | 51,821 |
Brentwood city | 51,481 |
Yucaipa city | 51,367 |
Cathedral City city | 51,200 |
Watsonville city | 51,199 |
Placentia city | 50,533 |
Glendora city | 50,073 |
Cerritos city | 49,041 |
Gilroy city | 48,821 |
West Sacramento city Payday loans | 48,744 |
La Mirada city | 48,527 |
Palm Desert city | 48,445 |
Rancho Santa Margarita city | 47,853 |
Aliso Viejo city | 47,823 |
Poway city | 47,811 |
Cypress city | 47,802 |
Covina city | 47,796 |
Azusa city | 46,361 |
Dublin city | 46,036 |
Ceres city | 45,417 |
San Luis Obispo city | 45,119 |
Palm Springs city | 44,552 |
San Jacinto city | 44,199 |
Lincoln city | 42,819 |
El Centro city | 42,598 |
Newark city | 42,573 |
Lompoc city | 42,434 |
Bell Gardens city | 42,072 |
Danville town | 42,039 |
Rancho Palos Verdes city | 41,643 |
San Bruno city | 41,114 |
Rohnert Park city | 40,971 |
Coachella city | 40,704 |
La Puente city | 39,816 |
San Gabriel city | 39,718 |
Campbell city | 39,349 |
Brea city | 39,282 |
Culver City city | 38,883 |
Calexico city | 38,572 |
Stanton city | 38,186 |
Morgan Hill city | 37,882 |
La Quinta city | 37,467 |
Pacifica city | 37,234 |
Beaumont city | 36,877 |
Montclair city | 36,664 |
Monrovia city | 36,590 |
Los Banos city | 35,972 |
Martinez city Cash advance | 35,824 |
Temple City city | 35,558 |
Bell city | 35,477 |
Oakley city | 35,432 |
Manhattan Beach city | 35,135 |
Hollister city | 34,928 |
Claremont city | 34,926 |
San Juan Capistrano city | 34,593 |
Moorpark city | 34,421 |
West Hollywood city | 34,399 |
Beverly Hills city | 34,109 |
San Dimas city | 33,371 |
Dana Point city | 33,351 |
Pleasant Hill city | 33,152 |
Seaside city | 33,025 |
Lawndale city | 32,769 |
Wildomar city | 32,176 |
Menlo Park city | 32,026 |
Adelanto city | 31,765 |
La Verne city | 31,063 |
Foster City city | 30,567 |
Laguna Hills city | 30,344 |
Saratoga city | 29,926 |
Goleta city | 29,888 |
El Paso de Robles (Paso Robles) city | 29,793 |
Banning city | 29,603 |
Los Gatos town | 29,413 |
Santa Paula city | 29,321 |
Walnut city | 29,172 |
San Pablo city | 29,139 |
Los Altos city | 28,976 |
Burlingame city | 28,806 |
San Carlos city | 28,406 |
Atascadero city | 28,310 |
Atwater city | 28,168 |
East Palo Alto city | 28,155 |
Suisun City city Personal loans | 28,111 |
Monterey city | 27,810 |
Ridgecrest city | 27,616 |
Maywood city | 27,395 |
Eureka city | 27,191 |
Norco city | 27,063 |
Benicia city | 26,997 |
Windsor town | 26,801 |
Imperial Beach city | 26,324 |
Paradise town | 26,218 |
Desert Hot Springs city | 25,938 |
Belmont city | 25,835 |
Soledad city | 25,738 |
South Pasadena city | 25,619 |
Wasco city | 25,545 |
Lemon Grove city | 25,320 |
Twentynine Palms city | 25,048 |
Brawley city | 24,953 |
Corcoran city | 24,813 |
Lemoore city | 24,531 |
Sanger city | 24,270 |
Reedley city | 24,194 |
Seal Beach city | 24,168 |
Hercules city | 24,060 |
Lafayette city | 23,893 |
Cudahy city | 23,805 |
Galt city | 23,647 |
San Fernando city | 23,645 |
El Cerrito city | 23,549 |
Loma Linda city | 23,261 |
Selma city | 23,219 |
Calabasas city | 23,058 |
Laguna Beach city | 22,723 |
Riverbank city | 22,678 |
Barstow city | 22,639 |
Port Hueneme city | 21,723 |
Millbrae city | 21,532 |
Dinuba city | 21,453 |
South Lake Tahoe city | 21,403 |
Duarte city Installment loans | 21,321 |
Blythe city | 20,817 |
Yucca Valley town | 20,700 |
Oakdale city | 20,675 |
Patterson city | 20,413 |
Agoura Hills city | 20,330 |
Lomita city | 20,256 |
La Cañada Flintridge city | 20,246 |
South El Monte city | 20,116 |
Marina city | 19,718 |
Hermosa Beach city | 19,506 |
American Canyon city | 19,454 |
Arvin city | 19,304 |
Coronado city | 18,912 |
Chowchilla city | 18,720 |
Albany city | 18,539 |
Pinole city | 18,390 |
Dixon city | 18,351 |
Lathrop city | 18,023 |
Susanville city | 17,947 |
Orinda city | 17,643 |
Arroyo Grande city | 17,252 |
Arcata city | 17,231 |
Rancho Mirage city | 17,218 |
Shafter city | 16,988 |
El Segundo city | 16,654 |
Artesia city | 16,522 |
Greenfield city | 16,330 |
Santa Fe Springs city | 16,223 |
Laguna Woods city | 16,192 |
Truckee town | 16,180 |
Ukiah city | 16,075 |
Moraga town | 16,016 |
La Palma city | 15,568 |
Oroville city | 15,546 |
Avenal city | 15,505 |
Clearlake city | 15,250 |
Pacific Grove city | 15,041 |
Fillmore city | 15,002 |
Imperial city | 14,758 |
Parlier city | 14,494 |
Tehachapi city | 14,414 |
Ripon city | 14,297 |
Hawaiian Gardens city Payday loans | 14,254 |
California City city | 14,120 |
Red Bluff city | 14,076 |
Mill Valley city | 13,903 |
Kerman city | 13,544 |
Palos Verdes Estates city | 13,438 |
Coalinga city | 13,380 |
Auburn city | 13,330 |
Grover Beach city | 13,156 |
San Marino city | 13,147 |
Livingston city | 13,058 |
Carpinteria city | 13,040 |
King City city | 12,874 |
Solana Beach city | 12,867 |
Grass Valley city | 12,860 |
Commerce city | 12,823 |
McFarland city | 12,707 |
Malibu city | 12,645 |
San Anselmo town | 12,336 |
Marysville city | 12,072 |
Grand Terrace city | 12,040 |
Fortuna city | 11,926 |
Larkspur city | 11,926 |
Lindsay city | 11,768 |
Scotts Valley city | 11,580 |
Los Alamitos city | 11,449 |
Kingsburg city | 11,382 |
Half Moon Bay city | 11,324 |
Healdsburg city | 11,254 |
Signal Hill city | 11,016 |
Mendota city | 11,014 |
Sierra Madre city Cash advance | 10,917 |
Clayton city | 10,897 |
Hillsborough town | 10,825 |
Piedmont city | 10,667 |
Sonoma city | 10,648 |
Farmersville city | 10,588 |
Canyon Lake city | 10,561 |
Placerville city | 10,389 |
Exeter city | 10,334 |
Morro Bay city | 10,234 |
Newman city | 10,224 |
Shasta Lake city | 10,164 |
Emeryville city | 10,080 |
Anderson city | 9,932 |
Capitola city | 9,918 |
Taft city | 9,327 |
Corte Madera town | 9,253 |
Orange Cove city | 9,078 |
Tiburon town | 8,962 |
Cloverdale city | 8,618 |
Waterford city | 8,456 |
Live Oak city | 8,392 |
Westlake Village city | 8,270 |
Mammoth Lakes town | 8,234 |
Gonzales city | 8,187 |
Rolling Hills Estates city | 8,067 |
Los Altos Hills town | 7,922 |
Ione city | 7,918 |
Calimesa city | 7,879 |
Yreka city | 7,765 |
Calipatria city | 7,705 |
Corning city | 7,663 |
Pismo Beach city Personal loans | 7,655 |
Crescent City city | 7,643 |
Firebaugh city | 7,549 |
Ojai city | 7,461 |
Fairfax town | 7,441 |
Sebastopol city | 7,379 |
Rio Vista city | 7,360 |
Orland city | 7,291 |
Woodlake city | 7,279 |
Fort Bragg city | 7,273 |
Cotati city | 7,265 |
Escalon city | 7,132 |
Guadalupe city | 7,080 |
Sausalito city | 7,061 |
Atherton town | 6,914 |
Huron city | 6,754 |
Hughson city | 6,640 |
Winters city | 6,624 |
Gridley city | 6,584 |
Loomis town | 6,430 |
Willows city | 6,166 |
Colusa city | 5,971 |
Holtville city | 5,939 |
St. Helena city | 5,814 |
Villa Park city | 5,812 |
Fowler city | 5,570 |
Gustine city | 5,520 |
La Habra Heights city | 5,325 |
Woodside town | 5,287 |
Solvang city | 5,245 |
Calistoga city | 5,155 |
Williams city | 5,123 |
Big Bear Lake city | 5,019 |
Indian Wells city | 4,958 |
Dos Palos city | 4,950 |
Sonora city | 4,903 |
Willits city | 4,888 |
Needles city | 4,844 |
Buellton city | 4,828 |
Lakeport city | 4,753 |
Jackson city Installment loans | 4,651 |
Portola Valley town | 4,353 |
Brisbane city | 4,282 |
Del Mar city | 4,161 |
San Joaquin city | 4,001 |
Bishop city | 3,879 |
Angels city | 3,836 |
Avalon city | 3,728 |
Carmel-by-the-Sea city | 3,722 |
Wheatland city | 3,456 |
Mount Shasta city | 3,394 |
Rio Dell city | 3,368 |
Monte Sereno city | 3,341 |
Nevada City city | 3,068 |
Weed city | 2,967 |
Yountville city | 2,933 |
Alturas city | 2,827 |
Sutter Creek city | 2,501 |
Ross town | 2,415 |
Westmorland city | 2,225 |
Portola city | 2,104 |
Belvedere city | 2,068 |
Colfax city | 1,963 |
San Juan Bautista city | 1,862 |
Rolling Hills city | 1,860 |
Hidden Hills city | 1,856 |
Colma town | 1,792 |
Biggs city | 1,707 |
Dunsmuir city | 1,650 |
Del Rey Oaks city | 1,624 |
Montague city | 1,443 |
Irwindale city | 1,422 |
Ferndale city | 1,371 |
Blue Lake city | 1,253 |
Maricopa city | 1,154 |
Bradbury city | 1,048 |
Tulelake city | 1,010 |
Plymouth city | 1,005 |
Dorris city | 939 |
Fort Jones city | 839 |
Isleton city | 804 |
Loyalton city | 769 |
Etna city | 737 |
Point Arena city | 449 |
Tehama city | 418 |
Trinidad city | 367 |
Sand City city | 334 |
Industry city | 219 |
Amador City city | 185 |
Vernon city | 112 |
Eastvale city | X |