Mississippi (MS) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions
Online lending now available for the crooked letter state. Mississippi payday loans and personal cash advances are now just a click away. Short term lending, when used responsibly, can help to provide immediate relief in a financial pinch. Whether its a delayed medical bill, vacation, short on funds, there are a lot of situations that come up where someone needs an extra few hundred to a few thousand from time to time. Maybe there is an incentive to buy something now and cannot wait until your payday? Maybe you want to consolidate a few bills? OnlineCash4Payday.Com has been helping everyday people gain access to reliable short term lending for over a decade online. If you need larger amounts, personal loans and installment solutions with fixed payments are also available. By filling out our secure form today, you can have your funds as fast as the next business day. Safe and secure lending with 128-Bit SSL encryption ensures your sensitive personal data remains safe and confidential.
The state has a population of approximately 3 million. It is the 32nd most extensive and the 32nd most populous of the 50 United States. Located in the center of the state, Jackson is the state capital and largest city, with a population of approximately 175,000 people. The Bureau of Economic Analysis estimates that Mississippi’s total state product in 2010 was $98 billion. GDP growth was .5 percent in 2015 and is estimated to be 2.4 in 2016 according to Dr. Darrin Webb, the state’s chief economist, who noted it would make two consecutive years of positive growth since the recession. Reference Wikipedia
- Nearly 60% of Mississippi is covered by forests, and more than 100 species of trees are found in the state.
- Mississippi has more churches per capita than any other state.
- In 1894, Coca-Cola was first bottled by Joseph A. Biedenharn in Vicksburg.
- H.A. Cole in Jackson, MS, developed the cleaning product Pine-Sol.
According to a poll from Mississippi Today, nearly 50 percent of the state’s residents felt that the economy was bad. In February, the state’s unemployment rate fell to 4.5 percent. One state official said that there were 40,000 available jobs, and incentives were enacted to create more positions with major companies throughout the state.
In 2016, Mississippi saw a major state tax cut. During the past three years, the state’s economy has grown steadily but modestly. In comparison with the national average growth rate and the average growth rate for the South, Mississippi’s rate is lower. The state’s average annual income is almost $18,000 lower than the national average. Since money is tight for residents with good and bad credit, loans are common in Mississippi.
Regulations for Mississippi Payday Loans and Cash Advances
People with good and bad credit look for loans without credit checks if they need immediate money. According to most, a cash advance is the most common solution. There are other alternative loans for people with poor credit. The maximum amount for Mississippi cash advances is $500. Lenders cannot extend a payday loan beyond the original repayment term of 30 days. If the check value is under $250, there is no minimum term. However, there is a minimum term of 28 days if the check is more than $250.
There are no cooling-off periods for Mississippi cash advances. The Department of Banking and Consumer Finance oversees all types of loans. Lenders are allowed to charge interest on Mississippi payday loans. If the loan check is under $250, they can charge $20 per $100 increment. For a check over $250, they can charge $21.95 per $100 increment.
Regulations for Mississippi Installment Loans and Personal Financing
If a person does not have bad credit and can wait a week or longer for approval, there are several types of Mississippi personal loans to consider. There are no defined minimum or maximum repayment terms. Loan renewals and extensions are not allowed. Lenders may sell insurance on Mississippi personal loans that are over $100. Our lending network usually provides approvals in the same day. People of all credit types can apply and get approved through our nationwide lending network.
For Mississippi installment loans, the maximum interest rate for the unpaid balance of a loan under $1,000 is 36% percent annually. For loans between $1,001 and $2,500, the maximum rate is 33% percent. The maximum rate for loans between $2,501 and $5,000 is 24% percent. For loans over $5,000, the maximum rate is 14% percent. However, 18% percent is allowed on alternative loans that exceed $25,000.
References
“Poll: Mississippians Worried About State Economy,” Mississippi Today, 12 April 2018, https://mississippitoday.org/2018/04/12/nbc-news-survey-monkey-poll-mississippians-worried-about-state-economy/. Accessed on 26 December 2018.
“Payday Loans in Mississippi,” Department of Banking and Consumer Finance, 23 December 2018, http://www.dbcf.state.ms.us/documents/cons_finance/paypamph.pdf. Accessed on 26 December 2018.
“Title 75,” Mississippi Code, 1 January 2018, https://codes.findlaw.com/ms/title-75-regulation-of-trade-commerce-and-investments/ms-code-sect-75-17-21.html. Accessed on 26 December 2018.
Real Per Capita Income in Mississippi
2015 | 1 Year Change | 3 Year Change | |
---|---|---|---|
US | $29,979 | +3.65% | +6.30% |
Mississippi | $21,291 | +1.10% | +2.51% |
Statute for Mississippi payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.
State | Min/Max Term | Min/Max Loan | Fees and Finance Charges | Status of Laws |
---|
Mississippi | 30 days | $400 | 18% loan amount | Mississippi passed statutes specifically authorizing payday lending. The fees and interest rates amount to very large annual percentage rates. The APR for a 14-day $100 loan is 572%. |
(Source: U.S. Census Bureau, Census 2010 Population)
Cities we serve: Request your loan Today
Jackson city Payday loans | 173,514 |
Gulfport city | 67,793 |
Southaven city | 48,982 |
Hattiesburg city | 45,989 |
Biloxi city | 44,054 |
Meridian city | 41,148 |
Tupelo city | 34,546 |
Greenville city | 34,400 |
Olive Branch city | 33,484 |
Horn Lake city | 26,066 |
Clinton city | 25,216 |
Pearl city | 25,092 |
Madison city | 24,149 |
Ridgeland city | 24,047 |
Starkville city | 23,888 |
Vicksburg city | 23,856 |
Columbus city | 23,640 |
Pascagoula city | 22,392 |
Brandon city | 21,705 |
Oxford city | 18,916 |
Gautier city | 18,572 |
Laurel city | 18,540 |
Clarksdale city | 17,962 |
Ocean Springs city | 17,442 |
Natchez city | 15,792 |
Greenwood city | 15,205 |
Long Beach city Cash advance | 14,792 |
Corinth city | 14,573 |
Hernando city | 14,090 |
Moss Point city | 13,704 |
Canton city | 13,189 |
Grenada city | 13,092 |
McComb city | 12,790 |
Brookhaven city | 12,513 |
Cleveland city | 12,334 |
Byram city | 11,489 |
Yazoo City city | 11,403 |
West Point city | 11,307 |
Picayune city | 10,878 |
Indianola city | 10,683 |
Petal city | 10,454 |
D’Iberville city | 9,486 |
Bay St. Louis city | 9,260 |
Booneville city | 8,743 |
Senatobia city | 8,165 |
New Albany city | 8,034 |
Flowood city | 7,823 |
Holly Springs city | 7,699 |
Philadelphia city | 7,477 |
Batesville city | 7,463 |
Kosciusko city Personal loans | 7,402 |
Amory city | 7,316 |
Richland city | 6,912 |
Louisville city | 6,631 |
Columbia city | 6,582 |
Waveland city | 6,435 |
Forest city | 5,684 |
Pontotoc city | 5,625 |
Aberdeen city | 5,612 |
Ripley city | 5,395 |
Carthage city | 5,075 |
Crystal Springs city | 5,044 |
Waynesboro city | 5,043 |
Winona city | 5,043 |
Saltillo city | 4,752 |
Pass Christian city | 4,613 |
Leland city | 4,481 |
Ellisville city | 4,448 |
Magee city | 4,408 |
Wiggins city | 4,390 |
Florence town | 4,141 |
Hazlehurst city | 4,009 |
Fulton city Installment loans | 3,961 |
Houston city | 3,623 |
Tutwiler town | 3,550 |
Morton city | 3,462 |
Water Valley city | 3,392 |
Newton city | 3,373 |
Baldwyn city | 3,297 |
Iuka city | 3,028 |
Ruleville city | 3,007 |
Verona city | 3,006 |
Lucedale city | 2,923 |
Poplarville city | 2,894 |
Macon city | 2,768 |
Hollandale city | 2,702 |
Okolona city | 2,692 |
Durant city | 2,673 |
Collins city | 2,586 |
Mendenhall city | 2,504 |
Magnolia city | 2,420 |
Moorhead city | 2,405 |
Quitman city | 2,323 |
Belzoni city | 2,235 |
Shelby city | 2,229 |
Eupora city | 2,197 |
Charleston city | 2,193 |
Farmington town Payday loans | 2,186 |
Purvis city | 2,175 |
Rolling Fork city | 2,143 |
Tchula town | 2,096 |
Lumberton city | 2,086 |
Guntown town | 2,083 |
Itta Bena city | 2,049 |
Belmont town | 2,021 |
Nettleton city | 1,992 |
Union town | 1,988 |
Shaw city | 1,952 |
Bruce town | 1,939 |
Raymond city | 1,933 |
Drew city | 1,927 |
Wesson town | 1,925 |
Walnut Grove town | 1,911 |
Flora town | 1,886 |
Rosedale city | 1,873 |
Decatur town Cash advance | 1,841 |
Bay Springs city | 1,786 |
Calhoun City town | 1,774 |
Shannon town | 1,753 |
Marks city | 1,735 |
Lexington city | 1,731 |
Summit town | 1,705 |
Sardis town | 1,703 |
Centreville town | 1,684 |
Coldwater town | 1,677 |
Lambert town | 1,638 |
Fayette city | 1,614 |
Tylertown town | 1,609 |
Monticello town | 1,571 |
Port Gibson city | 1,567 |
Mound Bayou city | 1,533 |
Ackerman town | 1,510 |
Marion town | 1,479 |
Raleigh town | 1,462 |
Sumrall town | 1,421 |
Goodman town | 1,386 |
Taylorsville town | 1,353 |
Pelahatchie town | 1,334 |
Vardaman town | 1,316 |
Byhalia town | 1,302 |
Jonestown town Personal loans | 1,298 |
Como town | 1,279 |
Brooksville town | 1,223 |
Friars Point town | 1,200 |
De Kalb town | 1,164 |
Walls town | 1,162 |
Sunflower town | 1,159 |
Pickens town | 1,157 |
Plantersville town | 1,155 |
Mantachie town | 1,144 |
Woodville town | 1,096 |
Stonewall town | 1,088 |
Prentiss town | 1,081 |
Richton town | 1,068 |
Metcalfe town | 1,067 |
Bude town | 1,063 |
Terry town | 1,063 |
Caledonia town | 1,041 |
Edwards town Installment loans | 1,034 |
Tunica town | 1,030 |
Derma town | 1,025 |
Inverness town | 1,019 |
Mount Olive town | 982 |
Gloster town | 960 |
Beaumont town | 951 |
Smithville town | 942 |
Burnsville town | 936 |
Blue Mountain town | 920 |
Coffeeville town | 905 |
Leakesville town | 898 |
Ecru town | 895 |
Crenshaw town | 885 |
Maben town | 871 |
Polkville town | 833 |
Utica town | 820 |
Walnut town | 771 |
Vaiden town | 734 |
Duck Hill town | 732 |
Scooba town | 732 |
Sandersville town | 731 |
Liberty town | 728 |
Anguilla town | 726 |
Heidelberg town | 718 |
Isola town | 713 |
Crowder town | 712 |
Kilmichael town | 699 |
Mathiston town | 698 |
Renova town Payday loans | 668 |
Boyle town | 650 |
Sherman town | 650 |
New Augusta town | 644 |
Thaxton town | 643 |
Crawford town | 641 |
New Houlka town | 626 |
Hickory Flat town | 601 |
Algoma town | 590 |
Ashland town | 569 |
Bolton town | 567 |
State Line town | 565 |
Webb town | 565 |
Mayersville town | 547 |
Sledge town | 545 |
Hickory town | 530 |
Oakland town | 527 |
Enterprise town | 526 |
Potts Camp town | 523 |
Falkner town | 514 |
Courtland town | 511 |
Sidon town | 509 |
Shuqualak town | 501 |
Roxie town | 497 |
Myrtle town | 490 |
Hatley town | 482 |
Jumpertown town | 480 |
Benoit town | 477 |
North Carrollton town | 473 |
Noxapater town Cash advances | 472 |
Dumas town | 470 |
Tre-mont town | 465 |
Weir town | 459 |
D’Lo town | 452 |
Gunnison town | 452 |
Meadville town | 449 |
New Hebron town | 447 |
McLain town | 441 |
Shubuta town | 441 |
Artesia town | 440 |
Bentonia town | 440 |
Osyka town | 440 |
Merigold town | 439 |
Duncan town | 423 |
Abbeville town | 419 |
Ethel town | 418 |
Glen town | 412 |
Soso town | 408 |
Cruger town | 386 |
Coahoma town | 377 |
Arcola town | 361 |
Lyon town | 350 |
Beulah town | 348 |
Mize town | 340 |
Tishomingo town | 339 |
Silver City town | 337 |
Beauregard village | 326 |
Chunky town | 326 |
Lake town | 324 |
Taylor village Personal loans | 322 |
Snow Lake Shores town | 319 |
Crosby town | 318 |
Rienzi town | 317 |
Puckett village | 316 |
Sumner town | 316 |
Seminary town | 314 |
Cary town | 313 |
Schlater town | 310 |
Lula town | 298 |
Georgetown town | 286 |
Louin town | 277 |
Pace town | 274 |
Sebastopol town | 272 |
Pachuta town | 261 |
Marietta town | 256 |
Morgan City town | 255 |
Bassfield town | 254 |
Sturgis town | 254 |
Toccopola town | 246 |
Mantee village | 232 |
Blue Springs village | 228 |
Pope village | 215 |
Silver Creek town | 210 |
Kossuth village | 209 |
Alligator town | 208 |
Pittsboro village | 202 |
Louise town | 199 |
Golden town | 191 |
Winstonville town | 191 |
Carrollton town | 190 |
West town | 185 |
Braxton village | 183 |
French Camp town | 174 |
Falcon town | 167 |
Big Creek village Installment loans | 154 |
Glendora village | 151 |
Lena town | 148 |
Walthall village | 144 |
Montrose town | 140 |
McCool town | 135 |
Sallis town | 134 |
Woodland village | 125 |
Paden village | 116 |
Sylvarena village | 112 |
Slate Springs village | 110 |
Eden village | 103 |
Doddsville town | 98 |
Learned town | 94 |
Gattman village | 90 |
Satartia village | 55 |