Mississippi Short Term Loans Available

Mississippi (MS) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions

Online lending now available for the crooked letter state. Mississippi payday loans and personal cash advances are now just a click away. Short term lending, when used responsibly, can help to provide immediate relief in a financial pinch. Whether its a delayed medical bill, vacation, short on funds, there are a lot of situations that come up where someone needs an extra few hundred to a few thousand from time to time.  Maybe there is an incentive to buy something now and cannot wait until your payday? Maybe you want to consolidate a few bills? OnlineCash4Payday.Com has been helping everyday people gain access to reliable short term lending for over a decade online. If you need larger amounts, personal loans and installment solutions with fixed payments are also available. By filling out our secure form today, you can have your funds as fast as the next business day. Safe and secure lending with 128-Bit SSL encryption ensures your sensitive personal data remains safe and confidential.

The state has a population of approximately 3 million. It is the 32nd most extensive and the 32nd most populous of the 50 United States. Located in the center of the state, Jackson is the state capital and largest city, with a population of approximately 175,000 people. The Bureau of Economic Analysis estimates that Mississippi’s total state product in 2010 was $98 billion. GDP growth was .5 percent in 2015 and is estimated to be 2.4 in 2016 according to Dr. Darrin Webb, the state’s chief economist, who noted it would make two consecutive years of positive growth since the recession. Reference Wikipedia

  • Nearly 60% of Mississippi is covered by forests, and more than 100 species of trees are found in the state.
  • Mississippi has more churches per capita than any other state.
  • In 1894, Coca-Cola was first bottled by Joseph A. Biedenharn in Vicksburg.
  • H.A. Cole in Jackson, MS, developed the cleaning product Pine-Sol.

According to a poll from Mississippi Today, nearly 50 percent of the state’s residents felt that the economy was bad. In February, the state’s unemployment rate fell to 4.5 percent. One state official said that there were 40,000 available jobs, and incentives were enacted to create more positions with major companies throughout the state.

In 2016, Mississippi saw a major state tax cut. During the past three years, the state’s economy has grown steadily but modestly. In comparison with the national average growth rate and the average growth rate for the South, Mississippi’s rate is lower. The state’s average annual income is almost $18,000 lower than the national average. Since money is tight for residents with good and bad credit, loans are common in Mississippi.

Regulations for Mississippi Payday Loans and Cash Advances

People with good and bad credit look for loans without credit checks if they need immediate money. According to most, a cash advance is the most common solution. There are other alternative loans for people with poor credit. The maximum amount for Mississippi cash advances is $500. Lenders cannot extend a payday loan beyond the original repayment term of 30 days. If the check value is under $250, there is no minimum term. However, there is a minimum term of 28 days if the check is more than $250.

There are no cooling-off periods for Mississippi cash advances. The Department of Banking and Consumer Finance oversees all types of loans. Lenders are allowed to charge interest on Mississippi payday loans. If the loan check is under $250, they can charge $20 per $100 increment. For a check over $250, they can charge $21.95 per $100 increment.

Regulations for Mississippi Installment Loans and Personal Financing

If a person does not have bad credit and can wait a week or longer for approval, there are several types of Mississippi personal loans to consider. There are no defined minimum or maximum repayment terms. Loan renewals and extensions are not allowed. Lenders may sell insurance on Mississippi personal loans that are over $100. Our lending network usually provides approvals in the same day. People of all credit types can apply and get approved through our nationwide lending network.

For Mississippi installment loans, the maximum interest rate for the unpaid balance of a loan under $1,000 is 36% percent annually. For loans between $1,001 and $2,500, the maximum rate is 33% percent. The maximum rate for loans between $2,501 and $5,000 is 24% percent. For loans over $5,000, the maximum rate is 14% percent. However, 18% percent is allowed on alternative loans that exceed $25,000.

References

“Poll: Mississippians Worried About State Economy,” Mississippi Today, 12 April 2018, https://mississippitoday.org/2018/04/12/nbc-news-survey-monkey-poll-mississippians-worried-about-state-economy/. Accessed on 26 December 2018.

“Payday Loans in Mississippi,” Department of Banking and Consumer Finance, 23 December 2018, http://www.dbcf.state.ms.us/documents/cons_finance/paypamph.pdf. Accessed on 26 December 2018.

“Title 75,” Mississippi Code, 1 January 2018, https://codes.findlaw.com/ms/title-75-regulation-of-trade-commerce-and-investments/ms-code-sect-75-17-21.html. Accessed on 26 December 2018.

Real Per Capita Income in Mississippi

20151 Year Change3 Year Change
US$29,979+3.65%+6.30%
Mississippi$21,291+1.10%+2.51%
Statute for Mississippi payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.
StateMin/Max TermMin/Max LoanFees and Finance ChargesStatus of Laws
Mississippi30 days$40018% loan amountMississippi passed statutes specifically authorizing payday lending. The fees
and interest rates amount to very large annual percentage rates. The APR for
a 14-day $100 loan is 572%.

(Source: U.S. Census Bureau, Census 2010 Population)

Cities we serve:    Request your loan Today

Jackson city
Payday loans
173,514
Gulfport city67,793
Southaven city48,982
Hattiesburg city45,989
Biloxi city44,054
Meridian city41,148
Tupelo city34,546
Greenville city34,400
Olive Branch city33,484
Horn Lake city26,066
Clinton city25,216
Pearl city25,092
Madison city24,149
Ridgeland city24,047
Starkville city23,888
Vicksburg city23,856
Columbus city23,640
Pascagoula city22,392
Brandon city21,705
Oxford city18,916
Gautier city18,572
Laurel city18,540
Clarksdale city17,962
Ocean Springs city17,442
Natchez city15,792
Greenwood city15,205
Long Beach city
Cash advance
14,792
Corinth city14,573
Hernando city14,090
Moss Point city13,704
Canton city13,189
Grenada city13,092
McComb city12,790
Brookhaven city12,513
Cleveland city12,334
Byram city11,489
Yazoo City city11,403
West Point city11,307
Picayune city10,878
Indianola city10,683
Petal city10,454
D’Iberville city9,486
Bay St. Louis city9,260
Booneville city8,743
Senatobia city8,165
New Albany city8,034
Flowood city7,823
Holly Springs city7,699
Philadelphia city7,477
Batesville city7,463
Kosciusko city
Personal loans
7,402
Amory city7,316
Richland city6,912
Louisville city6,631
Columbia city6,582
Waveland city6,435
Forest city5,684
Pontotoc city5,625
Aberdeen city5,612
Ripley city5,395
Carthage city5,075
Crystal Springs city5,044
Waynesboro city5,043
Winona city5,043
Saltillo city4,752
Pass Christian city4,613
Leland city4,481
Ellisville city4,448
Magee city4,408
Wiggins city4,390
Florence town4,141
Hazlehurst city4,009
Fulton city
Installment loans
3,961
Houston city3,623
Tutwiler town3,550
Morton city3,462
Water Valley city3,392
Newton city3,373
Baldwyn city3,297
Iuka city3,028
Ruleville city3,007
Verona city3,006
Lucedale city2,923
Poplarville city2,894
Macon city2,768
Hollandale city2,702
Okolona city2,692
Durant city2,673
Collins city2,586
Mendenhall city2,504
Magnolia city2,420
Moorhead city2,405
Quitman city2,323
Belzoni city2,235
Shelby city2,229
Eupora city2,197
Charleston city2,193
Farmington town
Payday loans
2,186
Purvis city2,175
Rolling Fork city2,143
Tchula town2,096
Lumberton city2,086
Guntown town2,083
Itta Bena city2,049
Belmont town2,021
Nettleton city1,992
Union town1,988
Shaw city1,952
Bruce town1,939
Raymond city1,933
Drew city1,927
Wesson town1,925
Walnut Grove town1,911
Flora town1,886
Rosedale city1,873
Decatur town
Cash advance
1,841
Bay Springs city1,786
Calhoun City town1,774
Shannon town1,753
Marks city1,735
Lexington city1,731
Summit town1,705
Sardis town1,703
Centreville town1,684
Coldwater town1,677
Lambert town1,638
Fayette city1,614
Tylertown town1,609
Monticello town1,571
Port Gibson city1,567
Mound Bayou city1,533
Ackerman town1,510
Marion town1,479
Raleigh town1,462
Sumrall town1,421
Goodman town1,386
Taylorsville town1,353
Pelahatchie town1,334
Vardaman town1,316
Byhalia town1,302
Jonestown town
Personal loans
1,298
Como town1,279
Brooksville town1,223
Friars Point town1,200
De Kalb town1,164
Walls town1,162
Sunflower town1,159
Pickens town1,157
Plantersville town1,155
Mantachie town1,144
Woodville town1,096
Stonewall town1,088
Prentiss town1,081
Richton town1,068
Metcalfe town1,067
Bude town1,063
Terry town1,063
Caledonia town1,041
Edwards town
Installment loans
1,034
Tunica town1,030
Derma town1,025
Inverness town1,019
Mount Olive town982
Gloster town960
Beaumont town951
Smithville town942
Burnsville town936
Blue Mountain town920
Coffeeville town905
Leakesville town898
Ecru town895
Crenshaw town885
Maben town871
Polkville town833
Utica town820
Walnut town771
Vaiden town734
Duck Hill town732
Scooba town732
Sandersville town731
Liberty town728
Anguilla town726
Heidelberg town718
Isola town713
Crowder town712
Kilmichael town699
Mathiston town698
Renova town
Payday loans
668
Boyle town650
Sherman town650
New Augusta town644
Thaxton town643
Crawford town641
New Houlka town626
Hickory Flat town601
Algoma town590
Ashland town569
Bolton town567
State Line town565
Webb town565
Mayersville town547
Sledge town545
Hickory town530
Oakland town527
Enterprise town526
Potts Camp town523
Falkner town514
Courtland town511
Sidon town509
Shuqualak town501
Roxie town497
Myrtle town490
Hatley town482
Jumpertown town480
Benoit town477
North Carrollton town473
Noxapater town
Cash advances
472
Dumas town470
Tre-mont town465
Weir town459
D’Lo town452
Gunnison town452
Meadville town449
New Hebron town447
McLain town441
Shubuta town441
Artesia town440
Bentonia town440
Osyka town440
Merigold town439
Duncan town423
Abbeville town419
Ethel town418
Glen town412
Soso town408
Cruger town386
Coahoma town377
Arcola town361
Lyon town350
Beulah town348
Mize town340
Tishomingo town339
Silver City town337
Beauregard village326
Chunky town326
Lake town324
Taylor village
Personal loans
322
Snow Lake Shores town319
Crosby town318
Rienzi town317
Puckett village316
Sumner town316
Seminary town314
Cary town313
Schlater town310
Lula town298
Georgetown town286
Louin town277
Pace town274
Sebastopol town272
Pachuta town261
Marietta town256
Morgan City town255
Bassfield town254
Sturgis town254
Toccopola town246
Mantee village232
Blue Springs village228
Pope village215
Silver Creek town210
Kossuth village209
Alligator town208
Pittsboro village202
Louise town199
Golden town191
Winstonville town191
Carrollton town190
West town185
Braxton village183
French Camp town174
Falcon town167
Big Creek village
Installment loans
154
Glendora village151
Lena town148
Walthall village144
Montrose town140
McCool town135
Sallis town134
Woodland village125
Paden village116
Sylvarena village112
Slate Springs village110
Eden village103
Doddsville town98
Learned town94
Gattman village90
Satartia village55

 

Summary
Mississippi (MS) payday loans and cash advance solutions.
Article Name
Mississippi (MS) payday loans and cash advance solutions.
Description
The maximum amount for Mississippi cash advances is $500. Lenders cannot extend a payday loan beyond the original repayment term of 30 days. If the check value is under $250, there is no minimum term. However, there is a minimum term of 28 days if the check is more than $250.
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Publisher Name
OnlineCash4Payday.Com
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