Virginia (VA) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions
Virginia payday loans and cash advances are now available to residents online. No more hassling with storefronts and time consuming trips to the bank or credit unions. When your in a pinch and need a short term financial solutions, OnlineCash4Payday.com has you covered. Shopping online with us is simple. All it takes is 5 minutes to start with our secure form. Our partner lender network has grown to over 100+ nationwide lenders who process and approve applications daily. No more mounds of paperwork to secure short term financing. Personal loans and installment solutions are also available with fixed payments. Have an unexpected life circumstance and need a little extra cash to solve the problem? Unexpected medical issue? Taking a trip? Vehicle repair? Consolidation? Our partner network delivers and has been for over a decade online. Worried about your personal information? Our site utilizes lock tight security. Https:// SSL secure, your data is protected using state-of-the-art 128-bit encryption which keeps your sensitive personal information private and confidential. By taking the time today, you can have your funds directly deposited into your personal checking or savings account as soon as the next business day.
Virginia is nicknamed the “Old Dominion” due to its status as the first English colonial possession established in mainland North America, and “Mother of Presidents” because eight U.S. presidents were born there, more than any other state. Virginia’s estimated population as of 2017 is over 8.4 million. The unemployment rate in Virginia as of 2017 is 3.8%, which is below the national average. Virginia has the highest defense spending of any state per capita, providing the Commonwealth with around 900,000 jobs. Virginia has the highest concentration of technology workers of any state. Virginia is the largest producer of seafood on the East Coast, with scallops, oysters, blue crabs, and clams as the largest seafood harvests by value. Reference Wikipedia
- The surrenders ending both the American Revolution (Yorktown) and the Civil War (Appomattox) occurred in Virginia.
- Virginia is the home base for the United States Navy’s Atlantic Fleet.
- Virginia is known as “the birthplace of a nation.”
- The major cash crop of Virginia is tobacco and many of the people who live there earn their living from the tobacco industry.
- Over 2,200 of the 4,000 battles fought in the civil war were fought in Virginia.
- The Pentagon building in Arlington is the largest office building in the world.
- Virginia has been dubbed the “Internet Capital of the world”.
The state of Virginia features a robust and diversified economy. The state’s 2017 GDP was reported to be nearly $500 billion with a median income of just over $32,000 per-year. The city of Richmond serves as the state’s capital.
The economy is ranked in the lower half of the 50 states although the state does rank highly in areas such as crime, opportunity and fiscal stability. Virginia has a labor force of nearly 5,000,000.
The economy of Virginia is comprised of several key industries. Some of the state’s major industries include shipbuilding, military installations, cattle, tobacco, peanuts and tomatoes. Wineries and vineyards have become increasingly popular in the state and several Fortune 500 companies are headquartered in Virginia.
Virginia Cash Advance and Payday Loans
Virginian cash advance loans and Virginia payday loans are both legal in the state. Although permitted by law, the state does have rules and regulations that govern these types of loans. A Virginia cash advance and Virginia payday loan must not exceed $500. Loans feature a minimum term of two repayment periods and only one loan is allowed at a time. So-called loan rollovers are not permitted in the state. This type of financing may potentially be useful for those with bad credit or for those looking for loans without a credit check.
Virginian Installment Loans and Personal Loans
Virginia personal loans and Virginia installment loans are also permitted in the state. Virginia installment loans and Virginia personal loans are also regulated by the state. Per-state law, loans must not exceed a rate of interest greater than 12 percent unless statutorily exempt. Under these circumstances, companies may charge more than 12 percent.
Installment or personal loans may be obtained from a variety of sources including traditional lenders such as banks and credit unions or consumer finance companies in person or by selecting and online lending company. These loans are comprised of a fixed set of payments that include principle and interest and may offer borrowers with average to good credit a more reasonable option for short-term financing needs.
References:
“Are Internet Loans in Virginia Legal?” Steven Krieger Law 10 October 2017
https://www.stevenkriegerlaw.com/blog/are-internet-loans-in-virginia-legal. Accessed 23 February 2019
“Herring Warns Virginians About Dangers of Predatory Loans” Virginia.gov 7 March 2017
https://www.oag.state.va.us/media-center/news-releases/901-march-7-2017-herring-warns-virginians-about-dangers-of-predatory-loans-w-video. Accessed 23 February 2019
Real Per Capita Income in Virginia
2015 | 1 Year Change | 3 Year Change | |
---|---|---|---|
US | $29,979 | +3.65% | +6.30% |
Virginia | $34,780 | +2.02% | +3.61% |
Statute for Virginia payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.
State | Min/Max Term | Min/Max Loan | Fees and Finance Charges | Status of Laws |
---|
Virginia | 7 days min. | $500 | 15% plus a fee for 6% late payments | In Virginia payday lenders must be licensed when making loans to Virginia residents whether or not they have a business in Virginia. Payday lenders cannot:
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(Source: U.S. Census Bureau, Census 2010 Population)
Cities we serve: Request your loan Today
Virginia Beach city Payday loans | 437,994 |
Norfolk city | 242,803 |
Chesapeake city | 222,209 |
Richmond city | 204,214 |
Newport News city | 180,719 |
Alexandria city | 139,966 |
Hampton city | 137,436 |
Roanoke city | 97,032 |
Portsmouth city | 95,535 |
Suffolk city | 84,585 |
Lynchburg city | 75,568 |
Harrisonburg city | 48,914 |
Charlottesville city | 43,475 |
Danville city Cash advance | 43,055 |
Blacksburg town | 42,620 |
Leesburg town | 42,616 |
Manassas city | 37,821 |
Petersburg city | 32,420 |
Winchester city | 26,203 |
Salem city | 24,802 |
Fredericksburg city | 24,286 |
Staunton city | 23,746 |
Herndon town | 23,292 |
Hopewell city | 22,591 |
Fairfax city | 22,565 |
Christiansburg town | 21,041 |
Waynesboro city | 21,006 |
Bristol city Personal loans | 17,835 |
Colonial Heights city | 17,411 |
Radford city | 16,408 |
Culpeper town | 16,379 |
Vienna town | 15,687 |
Front Royal town | 14,440 |
Manassas Park city | 14,273 |
Williamsburg city | 14,068 |
Martinsville city | 13,821 |
Falls Church city | 12,332 |
Poquoson city | 12,150 |
Warrenton town | 9,611 |
Pulaski town | 9,086 |
Franklin city | 8,582 |
Farmville town | 8,216 |
Wytheville town | 8,211 |
Abingdon town | 8,191 |
South Boston town | 8,142 |
Vinton town | 8,098 |
Smithfield town | 8,089 |
Purcellville town | 7,727 |
Ashland town | 7,225 |
Galax city Installment loans | 7,042 |
Lexington city | 7,042 |
Buena Vista city | 6,650 |
Strasburg town | 6,398 |
Bedford city | 6,222 |
Marion town | 5,968 |
Covington city | 5,961 |
Emporia city | 5,927 |
Richlands town | 5,823 |
Bridgewater town | 5,644 |
Big Stone Gap town | 5,614 |
Bluefield town | 5,444 |
Woodstock town Payday loans | 5,097 |
Dumfries town | 4,961 |
Luray town | 4,895 |
Rocky Mount town | 4,799 |
Orange town | 4,721 |
South Hill town | 4,650 |
Tazewell town | 4,627 |
Berryville town | 4,185 |
Norton city | 3,958 |
Clifton Forge town | 3,884 |
Broadway town | 3,691 |
Blackstone town | 3,621 |
Colonial Beach town | 3,542 |
Altavista town | 3,450 |
Lebanon town | 3,424 |
West Point town | 3,306 |
Wise town | 3,286 |
Chincoteague town Cash advance | 2,941 |
Pearisburg town | 2,786 |
Elkton town | 2,726 |
Hillsville town | 2,681 |
Grottoes town | 2,668 |
Windsor town | 2,626 |
Dublin town | 2,534 |
Timberville town | 2,522 |
Tappahannock town | 2,375 |
Shenandoah town | 2,373 |
Chase City town | 2,351 |
Crewe town | 2,326 |
Amherst town | 2,231 |
Waverly town Personal loans | 2,149 |
New Market town | 2,146 |
Coeburn town | 2,139 |
Saltville town | 2,077 |
Gate City town | 2,034 |
Narrows town | 2,029 |
Mount Jackson town | 1,994 |
Stephens City town | 1,829 |
Haymarket town | 1,782 |
Chilhowie town | 1,781 |
Pennington Gap town | 1,781 |
Appalachia town | 1,754 |
Appomattox town | 1,733 |
Victoria town | 1,725 |
Stanley town | 1,689 |
Lovettsville town | 1,613 |
Louisa town | 1,555 |
Dayton town | 1,530 |
Warsaw town | 1,512 |
Gordonsville town Installment loans | 1,496 |
Kilmarnock town | 1,487 |
Rural Retreat town | 1,483 |
Exmore town | 1,460 |
Glade Spring town | 1,456 |
Honaker town | 1,449 |
Lawrenceville town | 1,438 |
Clintwood town | 1,414 |
Stuart town | 1,408 |
Weber City town | 1,327 |
Halifax town | 1,309 |
Hurt town | 1,304 |
Courtland town | 1,284 |
Chatham town | 1,269 |
Gretna town | 1,267 |
Middletown town | 1,265 |
Onancock town | 1,263 |
Kenbridge town | 1,257 |
Buchanan town Payday loans | 1,178 |
Clarksville town | 1,139 |
Cedar Bluff town | 1,137 |
Glasgow town | 1,133 |
Pembroke town | 1,128 |
Brookneal town | 1,112 |
Bowling Green town | 1,111 |
Edinburg town | 1,041 |
Pound town | 1,037 |
Jonesville town | 1,034 |
Grundy town | 1,021 |
Cape Charles town | 1,009 |
St. Paul town | 970 |
Independence town | 947 |
Occoquan town | 934 |
Wakefield town | 927 |
Craigsville town | 923 |
Parksley town | 842 |
Keysville town | 832 |
Damascus town | 814 |
Rich Creek town | 774 |
Ridgeway town | 742 |
Tangier town | 727 |
Middleburg town Cash advance | 673 |
Jarratt town | 638 |
La Crosse town | 604 |
Remington town | 598 |
Boyce town | 589 |
Scottsville town | 566 |
Boykins town | 564 |
Charlotte Court House town | 543 |
Round Hill town | 539 |
Belle Haven town | 532 |
Drakes Branch town | 530 |
Accomac town | 519 |
Onley town | 516 |
Hamilton town | 506 |
Nassawadox town | 499 |
Haysi town | 498 |
Cheriton town | 487 |
Fries town | 484 |
McKenney town | 483 |
Quantico town | 480 |
Urbanna town | 476 |
Mineral town | 467 |
Dillwyn town | 447 |
Mount Crawford town | 433 |
Burkeville town | 432 |
Irvington town | 432 |
Boydton town | 431 |
Troutville town | 431 |
Floyd town Personal loans | 425 |
Melfa town | 408 |
Pocahontas town | 389 |
Iron Gate town | 388 |
Bloxom town | 387 |
Montross town | 384 |
Nickelsville town | 383 |
Claremont town | 378 |
Stanardsville town | 367 |
Goshen town | 361 |
Fincastle town | 353 |
White Stone town | 352 |
Ivor town | 339 |
Clinchco town | 337 |
Dungannon town | 332 |
Newsoms town | 321 |
Eastville town | 305 |
Alberta town | 298 |
Brodnax town | 298 |
Clifton town | 282 |
Dendron town | 272 |
Toms Brook town | 258 |
Surry town | 244 |
Saxis town | 241 |
Boones Mill town | 239 |
Wachapreague town | 232 |
Madison town | 229 |
Painter town | 229 |
Phenix town | 226 |
Pamplin City town | 219 |
The Plains town | 217 |
Hallwood town | 206 |
Cleveland town | 202 |
Stony Creek town | 198 |
Keller town | 178 |
Troutdale town | 178 |
Capron town | 166 |
Virgilina town Installment loans | 154 |
New Castle town | 153 |
Monterey town | 147 |
Washington town | 135 |
St. Charles town | 128 |
Port Royal town | 126 |
Scottsburg town | 119 |
Glen Lyn town | 115 |
Branchville town | 114 |
Duffield town | 91 |
Columbia town | 83 |
Hillsboro town | 80 |
Clinchport town | 70 |