Here at OnlineCash4Payday.Com, we have been helping to provide instant, affordable, access to online payday loans for everyday people for over a decade now. By passing big traditional lender guidelines, everyday folks can now secure an instant payday advance today that helps in times of need that would otherwise go unpaid. Grabbing a payday loans through a reliable online option can provide a solid financial resource that when used effectively with the right intentions, can provide instant relief to people who are in a financial pickle. When financial problems arise, same day lending provides a way for someone to get money now and take care of their problems while paying the money back in a couple weeks when their next paycheck comes up. This financial tool can be a great option to some who just do not have the ability or resources otherwise to handle the initial problem. Traditional lenders do not provide this type of short-term lending for a few reasons:

  1. Dollar amounts are not high enough.
  2. Profitability is not there. (Big banks and traditional lenders just cannot make enough money on this type of borrowing)
  3. Risk (If the consumer does not repay his loan, costs incurred outway the potential for profit)
  4. Guidelines (way too much paperwork and underwriting guidelines to make this type of lending work from a big bank perspective.)

Protecting consumers from predatory lending practicesPayday loans online (also called same day advances, payroll loans, small dollar loans, etc) are small short-term unsecured loans. These instant loans rely on people having jobs, payroll, or previous employment records. Legislation laws and restrictions differ between countries and in the USA, between states. Over the years, the industry along with the federal government have put in place caps and restrictions to help protect consumers from unreasonable and excessive rates of interest. As the industry becomes more regulated, this provides a safer place for consumers to access the cash they need when they need it. Here at OnlineCash4Payday.Com, our lending partners adhere to all state and federal guidelines to ensure safe and enjoyable lending experience.

So where do 50% of Americans go when they cannot secure a small loan to help them get through until their next paycheck? Who do you turn to when incidental situations arise? There is a lot of news media that says when your in a pinch to look for other options like borrowing from friends or family, taking out a traditional loan, getting an advance from your employer. In theory, these are great options, however, what if family will not lend you money until your next paycheck? What if your employer will not cooperate? Maybe past credit troubles keep you from qualifying for a traditional loan? Its because of this, that online lending options are so attractive. Over the last decade or so, restrictions have been put in place in the U.S, U.K, and Canada to not only lower the costs of short term loans, but make them more affordable and mainstream for everyday people. Today this form of lending provides a great financial alternative in times of need.

So how does it work? The answer is simple. As long as you are a Citizen, at least 18 years of age or older, and are employed with a provable income, you can access our payday platform today and have funds deposited into your bank account quickly. Up to $1,000 of much needed capital can be in your hands with-in our lending platform to help you secure and take care of your much needed responsibilities. As with any lending agreement, you are required to pay the amount back in a timely manner that you will agree to with your lender in our partner lender network. Our application process is a breeze. Secure your online money instantly with us and have the funds you need today. As always, safe and reputable lending, application, privacy, and security protocols are followed with every transaction.

lending rates

*These are examples and may not represent what your actual rates and fee’s will be depending on the lender and your actual credit risk and worthiness. These are not actual rates, but typical of what borrowers usually see. After submission of application and lender review, rates can be better or worse than the graph above. Personal information is confidential and sent through secure-socket layer protection.