Wyoming (WY) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions
Wyoming payday loans and personal cash advances are now available online for residents of the northwestern state. Looking to consolidate a few bills? Have a medical issue and need to make a payment? Vehicle repair and need an emergency short term advance? OnlineCash4Payday.Com has been helping to provide access to short term lending for over a decade online. Wyoming residents can now request a loan online ranging from $100 to as much as $5K in a matter of minutes. No more driving and filling out mounds of paperwork from traditional banking resources with limited approval limits. Our partner lending network has grown to over 100+ nationwide and lends money now. Processing and approving applications daily, the sheer volume of approvals increases your ability online. We take sensitive personal data very seriously. All transactions from start to finish are secure using the highest standards of data security including https:// SSL 128-bit encryption to ensure your private information is protected and confidential. By starting with our secure online form, 5 minutes is all you need. Once a lender approves your application, you can have your money as soon as the next business day.
Wyoming is bordered on the north by Montana, on the east by South Dakota and Nebraska, on the south by Colorado, on the southwest by Utah, and on the west by Idaho. The main drivers of Wyoming’s economy are mineral extraction—mostly coal, oil, natural gas, and trona—and tourism. As of November 2015, the state’s unemployment rate was 4.0%. Unlike most other states, Wyoming does not levy an individual or corporate income tax. In addition, Wyoming does not assess any tax on retirement income earned and received from another state. Wyoming has a state sales tax of 4%. In 2008, the Tax Foundation ranked Wyoming as having the single most “business friendly” tax climate of all 50 states. Reference Wikipedia
- The U.S. acquired the land comprising Wyoming from France as part of the Louisiana Purchase in 1803. John Colter, a fur-trapper, is the first white man known to have entered the region. In 1807 he explored the Yellowstone area and brought back news of its geysers and hot springs.
- In 1872, Yellowstone was designated as the first National Park in the nation. The majority of Yellowstone National Park lies within the boundaries of Wyoming , with smaller portions in Idaho and Montana.
- Devils Tower was designated as the first National Monument in 1906.
- Wyoming was the first state to give women the right to vote.
- The JCPenney stores were started in Kemmerer.
- More than 600 species of wildlife inhabit Wyoming.
Wyoming is one of the most-expansive and least-populated states in the country. Its sparsity of population mixed with vast prairies, wilderness and mountain ranges means that Wyoming has one of the lowest population densities of any state in the country. With so much untrammeled natural beauty, it’s no surprise that the state’s economy relies heavily on tourism. Possessing some of the country’s most breathtaking parks, including Yellowstone, as well as world-class skiing and hiking, Wyoming relies on tourism as much as nearly any other state.
But the bulk of Wyoming’s economy lies in mining and agriculture. The state is a major producer of beef and other livestock as well as grains, hay, and sugar beets. The state is also the foremost producer of coal in the United States, with some of the largest proven coal reserves of any region on Earth. Additionally, Wyoming is a major producer of crude oil, natural gas and uranium. However, despite its strong energy sector, the state has a considerably underdeveloped and non-diversified business presence outside of agriculture and resource extraction. Unfortunately, this has meant that the state has often been a financially volatile place for many of its residents, with occasionally high unemployment and mass job outflows. But that has been offset by a solid per-capita income for such a rural area as well as low wealth inequality.
Wyoming Payday Loans and Cash Advances
The good news for Wyoming residents who are struggling to come up with the short-term cash they need to meet basic expenses is that Wyoming payday loans are quite loosely regulated. And this means that consumers have a wide variety of Wyoming cash advances to choose from.
Wyoming cash advances have no maximum dollar amount. The maximum APR (annual percentage rate) is 780% percent. However, better deals can often be found. Rolling over of loans to cover previous balances is not permitted, and payday loans must be repaid within one month.
Wyoming Installment and Personal Loan options and Regulations.
The state extends its generally loose regulatory approach to other financial products including installment and personal loans. With a highly competitive and healthy banking environment, residents with both good credit and bad credit can avail themselves of Wyoming personal loans. While the state’s consumer lending laws are somewhat complex, the maximum APR for Wyoming installment loans and other Wyoming personal loans is generally 36% percent. Borrowers can typically find far better terms than that, however, especially if they have significant collateral or solid credit histories. All told, Wyoming is a borrower-friendly state with a copious of options for those who need a quick cash fix.
“2012 Wyoming Statutes”, Justia US Law,
https://law.justia.com/codes/wyoming/2012/title40/chapter14/section40-14-634. Accessed on February 28, 2019
“2010 Wyoming Statutes”, Justia US Law,
https://law.justia.com/codes/wyoming/2010/Title40/chapter14.html. Accessed on February 28, 2019
“Wyoming Uniform Consumer Credit Code”, State of Wyoming,
https://docs.google.com/a/wyo.gov/viewer?a=v&pid=sites&srcid=d3lvLmdvdnxiYW5raW5nfGd4OjQ0NjQ4NTQ3NjlmYmZjMTM. Accessed on February 28, 2019
Real Per Capita Income in Wyoming
2015 | 1 Year Change | 3 Year Change | |
---|---|---|---|
US | $29,979 | +3.65% | +6.30% |
Wyoming | $31,383 | +5.55% | +9.30% |
Statute for Wyoming payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.
State | Min/Max Term | Min/Max Loan | Fees and Finance Charges | Status of Laws |
---|
Wyoming | 30 days | NA | $30 or 20%, of the principal whichever is greater | Wyoming law regulates payday lenders with physical addressees in Wyoming, which must be licensed. The rates are based in a full calendar month. For example: if the total amount loaned is $100 the most that could be charged is $30, since $30 is greater than $20 which is 20% of the amount borrowed. If the amount borrowed is $200 for 14 days, the highest amount that may be charged is $30 [14 days/31 days x 20% x $200 = $18.06]. Rolling over is prohibited. A lender may permit the borrower to repay original finance charges in installments but may not charge an additional fee for that convenience. The APR for a 14-day $100 loan is 780%. |
(Source: U.S. Census Bureau, Census 2010 Population)
Cities we serve: Request your loan Today
Cheyenne city Payday loans | 59,466 |
Casper city | 55,316 |
Laramie city | 30,816 |
Gillette city | 29,087 |
Rock Springs city | 23,036 |
Sheridan city | 17,444 |
Green River city | 12,515 |
Evanston city | 12,359 |
Riverton city | 10,615 |
Jackson town | 9,577 |
Cody city Cash advance | 9,520 |
Rawlins city | 9,259 |
Lander city | 7,487 |
Torrington city | 6,501 |
Powell city | 6,314 |
Douglas city | 6,120 |
Worland city | 5,487 |
Buffalo city | 4,585 |
Wheatland town | 3,627 |
Newcastle city Personal loans | 3,532 |
Mills town | 3,461 |
Thermopolis town | 3,009 |
Kemmerer city | 2,656 |
Glenrock town | 2,576 |
Evansville town | 2,544 |
Lovell town | 2,360 |
Bar Nunn town | 2,213 |
Lyman town | 2,115 |
Pinedale town Installment loans | 2,030 |
Afton town | 1,911 |
Greybull town | 1,847 |
Wright town | 1,807 |
Saratoga town | 1,690 |
Lusk town | 1,567 |
Star Valley Ranch town | 1,503 |
Mountain View town | 1,286 |
Basin town | 1,285 |
Sundance town | 1,182 |
Guernsey town | 1,147 |
Pine Bluffs town | 1,129 |
Upton town Payday loans | 1,100 |
Marbleton town | 1,094 |
Moorcroft town | 1,009 |
Dubois town | 971 |
Ranchester town | 855 |
Hanna town | 841 |
Alpine town | 828 |
Dayton town | 757 |
Diamondville town | 737 |
Cowley town | 655 |
Shoshoni town Cash advance | 649 |
Byron town | 593 |
Big Piney town | 552 |
La Barge town | 551 |
Cokeville town | 535 |
Bear River town | 518 |
Pine Haven town | 490 |
Lingle town | 468 |
Hudson town | 458 |
Wamsutter town | 451 |
Encampment town | 450 |
La Grange town | 448 |
Baggs town | 440 |
Rolling Hills town | 440 |
Sinclair town | 433 |
Midwest town | 404 |
Hulett town | 383 |
Thayne town Personal loans | 366 |
Superior town | 336 |
Meeteetse town | 327 |
Burns town | 301 |
Burlington town | 288 |
Medicine Bow town | 284 |
Kaycee town | 263 |
Ten Sleep town | 260 |
East Thermopolis town | 254 |
Rock River town | 245 |
Pavillion town | 231 |
Fort Laramie town | 230 |
Chugwater town | 212 |
Glendo town | 205 |
Edgerton town | 195 |
Elk Mountain town | 191 |
Albin town | 181 |
Deaver town | 178 |
Frannie town | 157 |
Yoder town | 151 |
Clearmont town | 142 |
Granger town Installment loans | 139 |
Manderson town | 114 |
Bairoil town | 106 |
Dixon town | 97 |
Opal town | 96 |
Manville town | 95 |
Kirby town | 92 |
Hartville town | 62 |
Riverside town | 52 |
Van Tassell town | 15 |
Lost Springs town | 4 |