Oregon (OR) Payday loans online, Cash Advances, Installment Loans, and Personal Finance Solutions
Oregon payday loans and personal cash advances are now available with immediate direct deposit into your personal checking or savings account. This convenience saves time and gives you access to our partner lending network which has grown to over 100+ nationwide partner lenders who process and approve requests typically the same business day. Amounts range from $100-$5k with longer personal loan and installment options available with fixed monthly payments. With so many lending institutions in the network, all credit types are welcome. Have good credit, get fantastic rates on all products. Have average credit, great odds to get exactly what your looking for. Have bad credit, no worries. With the size of our lending pool, most folks are approved who have been turned down elsewhere. Using https:// SSL technology, your private and personal information is safe and secure. Over a decade online, we have become one of the leading sites online helping to provide access to much needed funding for everyday folks.
Oregon became the 33rd state on February 14, 1859. Today, at 98,000 square miles, Oregon is the ninth largest and, with a population of 4 million, 27th most populous U.S. state. In 2015, a total of 7 companies headquartered in Oregon landed in the Fortune 1000: Nike, at 106; Precision Castparts Corp. at 302; Lithia Motors at 482; StanCorp Financial Group at 804; Schnitzer Steel Industries at 853; The Greenbrier Companies at 948; and Columbia Sportswear at 982. Oregon is one of only five states that have no sales tax. Oregon’s unemployment rate was 5.5% in September 2016. Reference Wikipedia
- The Columbia River forms most of the northern border between Oregon and Washington. The Snake River forms over half of the eastern boundary with Idaho.
- Oregon and New Jersey are the only states without self-serve gas stations. According to Oregon state law, an attendant must pump your gas.
- High above the city of Portland the International Rose Test Garden features more than 500 varieties of roses cultivated continuously since 1917. Portland is known as The City of Roses.
- Crater Lake is the deepest lake in the United States and is formed in the remains of an ancient volcano. Its crystal-blue waters are world renowned.
- At 8,000 feet deep, Hells Canyon is the deepest river gorge in North America.
Between 2010 and 2015, Oregon’s population increased dramatically. The state was popular for people who wanted to move to a different location. Job opportunities in Oregon are abundant, the quality of life is high and there are plenty of opportunities for outdoor recreation. Consumers don’t pay sales tax in Oregon, which leaves them with extra change in their pockets.
Over the past two decades, Oregon has experienced an economic expansion. Personal income growth has exceeded the natural average. Unemployment rates in the state have reached record lows. However, the economy is slowing. Although economists don’t forecast a recession, they say that revenue growth is experiencing a downturn and the labor market is getting slimmer.
Oregon Payday Loans and Cash Advances
If you live in Oregon, you might need extra cash to take a trip to the mountains, go surfing, or take a tour of the many breweries in the area. Because Oregon payday loans are legal, you can get an advance if you’re pinching pennies before your next paycheck arrives. Consumers can borrow up to 25 percent of their gross monthly income for a minimum of 31 days and a maximum of 60 days. If your income exceeds $60,000 a year, you may borrow a much larger amount with a maximum of $50,000 with Oregon payday loans.
These Oregon cash advances are available to people with bad credit because they use the confirmation of income as collateral. The maximum APR (annual percentage rate), including fees, for Oregon cash advances or payday loans is 153.77% percent. Therefore, if you take out a $100 loan, you’ll only pay about $13 in fees and interest (estimated). Lenders must be licensed and provide explanations of their fees and interest rates without requiring personal information from the borrower.
Oregon Personal Loans and Installment Financing
If you have good credit, you may be able to qualify for other types of loans. In Oregon, installment loans allow you to extend the 60 day term. Companies that offer Oregon installment loans may charge up to 36% percent interest, including fees. They can extend up to $50,000 for personal or household use. Although these max limits are rarely used by consumers.
You may also qualify for Oregon personal loans through established credit unions, traditional banks, or through our nationwide lending network. Oregon personal loans usually feature the lowest interest rates, but they do require a credit check. If you’re interested in loans without a credit check, you might want to consider one of the other options.
By starting with our secure lending network, your information stays confidential and funds are dispersed quickly upon approval.
References:
“Oregon among most popular states to move to in 2017” Statesman Journal, 5 Jan 2018, https://www.statesmanjournal.com/story/news/2018/01/05/oregon-among-most-popular-states-move-2017/998419001/. Accessed on 23 January 2019.
“Oregon’s economy slowing, state revenue outlook darkens” The Oregonian, 14 November 2018, https://www.oregonlive.com/business/2018/11/oregons-economy-slowing-state-revenue-outlook-darkens.html. Accessed on 23 January 2019.
“Top 10 reasons to move to Oregon” Moving.Tips, https://moving.tips/city-guides/top-10-reasons-to-move-to-oregon/. Accessed on 23 January 2019.
“Would you pay $1,000 for a $300 loan?” Oregon.gov, https://dfr.oregon.gov/financial/loans/personal/payday/Pages/index.aspx. Accessed on 23 January 2019.
“Personal Loans” Oregon.gov, https://dfr.oregon.gov/financial/loans/personal/Pages/installment-loans.aspx. Accessed on 23 January 2019.
Real Per Capita Income in Oregon
2015 | 1 Year Change | 3 Year Change | |
---|---|---|---|
US | $29,979 | +3.65% | +6.30% |
Oregon | $29,117 | +5.20% | +8.44% |
Statute for Oregon payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.
State | Min/Max Term | Min/Max Loan | Fees and Finance Charges | Status of Laws |
---|
Oregon | 60 days | No more than 25% of net monthly income | No limit | New legislation enacted in 2006 (S.B. 1105), sets new restrictions on lenders by limiting the maximum rate of interest on payday loans, the amount of the loan origination fees; sets a minimum 31-day loan term for payday loans; prohibits charges other than interest, origination fees and fees for dishonored check or insufficient funds; prohibits the renewal of payday loans more than two times; prohibits a lender from making a new payday loan to a consumer within seven days of expiration of the previous payday loan; Limits the amount of the fee for a dishonored check or insufficient funds; prohibits recovery of statutory damages and attorney fees from consumers for dishonored checks; and grants rule making authority to Director of Department of Consumer and Business Services. |
(Source: U.S. Census Bureau, Census 2010 Population)
Cities we serve: Request your loan Today
Portland city Payday loans | 583,776 |
Eugene city | 156,185 |
Salem city | 154,637 |
Gresham city | 105,594 |
Hillsboro city | 91,611 |
Beaverton city | 89,803 |
Bend city | 76,639 |
Medford city | 74,907 |
Springfield city | 59,403 |
Corvallis city | 54,462 |
Albany city | 50,158 |
Tigard city | 48,035 |
Lake Oswego city | 36,619 |
Keizer city | 36,478 |
Grants Pass city | 34,533 |
McMinnville city | 32,187 |
Oregon City city | 31,859 |
Redmond city | 26,215 |
Tualatin city | 26,054 |
West Linn city | 25,109 |
Woodburn city | 24,080 |
Newberg city | 22,068 |
Roseburg city | 21,181 |
Forest Grove city | 21,083 |
Klamath Falls city | 20,840 |
Milwaukie city | 20,291 |
Ashland city | 20,078 |
Wilsonville city Cash advance | 19,509 |
Sherwood city | 18,194 |
Central Point city | 17,169 |
Hermiston city | 16,745 |
Pendleton city | 16,612 |
Coos Bay city | 15,967 |
Troutdale city | 15,962 |
Canby city | 15,829 |
Lebanon city | 15,518 |
Dallas city | 14,583 |
Happy Valley city | 13,903 |
The Dalles city | 13,620 |
La Grande city | 13,082 |
St. Helens city | 12,883 |
Cornelius city | 11,869 |
Gladstone city | 11,497 |
Ontario city | 11,366 |
Damascus city | 10,539 |
Newport city | 9,989 |
Baker City city | 9,828 |
North Bend city | 9,695 |
Cottage Grove city | 9,686 |
Sandy city | 9,570 |
Monmouth city Personal loans | 9,534 |
Astoria city | 9,477 |
Prineville city | 9,253 |
Silverton city | 9,222 |
Sweet Home city | 8,925 |
Fairview city | 8,920 |
Independence city | 8,590 |
Eagle Point city | 8,469 |
Florence city | 8,466 |
Molalla city | 8,108 |
Lincoln City city | 7,930 |
Sutherlin city | 7,810 |
Stayton city | 7,644 |
Hood River city | 7,167 |
Milton-Freewater city | 7,050 |
Umatilla city | 6,906 |
Scappoose city | 6,592 |
Seaside city | 6,457 |
Brookings city | 6,336 |
Sheridan city | 6,127 |
Talent city | 6,066 |
Madras city | 6,046 |
Junction City city | 5,392 |
Winston city | 5,379 |
Creswell city | 5,031 |
Warrenton city | 4,989 |
Tillamook city | 4,935 |
Philomath city | 4,584 |
Veneta city Installment loans | 4,561 |
Phoenix city | 4,538 |
Reedsport city | 4,154 |
Wood Village city | 3,878 |
Coquille city | 3,866 |
Lafayette city | 3,742 |
Aumsville city | 3,584 |
Harrisburg city | 3,567 |
Toledo city | 3,465 |
Myrtle Creek city | 3,439 |
Mount Angel city | 3,286 |
Nyssa city | 3,267 |
Boardman city | 3,220 |
Oakridge city | 3,205 |
Hubbard city | 3,173 |
Dundee city | 3,162 |
King City city | 3,111 |
Jefferson city | 3,098 |
Bandon city | 3,066 |
Shady Cove city | 2,904 |
Burns city | 2,806 |
Jacksonville city | 2,785 |
Estacada city | 2,695 |
Sublimity city Payday loans | 2,681 |
Dayton city | 2,534 |
Myrtle Point city | 2,514 |
Gervais city | 2,464 |
Lakeview town | 2,294 |
Gold Beach city | 2,253 |
Vernonia city | 2,151 |
Rogue River city | 2,131 |
Union city | 2,121 |
Stanfield city | 2,043 |
Sisters city | 2,038 |
Waldport city | 2,033 |
Willamina city | 2,025 |
Carlton city | 2,007 |
North Plains city | 1,947 |
Columbia City city | 1,946 |
Enterprise city | 1,940 |
Rainier city Cash advance | 1,895 |
Canyonville city | 1,884 |
Cave Junction city | 1,883 |
Vale city | 1,874 |
Mill City city | 1,855 |
Turner city | 1,854 |
Irrigon city | 1,826 |
Banks city | 1,777 |
John Day city | 1,744 |
Clatskanie city | 1,737 |
Elgin city | 1,711 |
Lakeside city | 1,699 |
Cannon Beach city | 1,690 |
Brownsville city | 1,668 |
La Pine city | 1,653 |
Amity city Personal loans | 1,614 |
Hines city | 1,563 |
Pilot Rock city | 1,502 |
Gearhart city | 1,462 |
Depoe Bay city | 1,398 |
Culver city | 1,357 |
Durham city | 1,351 |
Millersburg city | 1,329 |
Rockaway Beach city | 1,312 |
Dunes City city | 1,303 |
Heppner city | 1,291 |
Bay City city | 1,286 |
Gold Hill city | 1,220 |
Siletz city | 1,212 |
Riddle city Installment loans | 1,185 |
Tangent city | 1,164 |
Lyons city | 1,161 |
Drain city | 1,151 |
Cascade Locks city | 1,144 |
Port Orford city | 1,133 |
Athena city | 1,126 |
Joseph city | 1,081 |
Yoncalla city | 1,047 |
Lowell city | 1,045 |
Coburg city | 1,035 |
Yamhill city | 1,024 |
Island City city | 989 |
Donald city | 979 |
Falls City city | 947 |
Oakland city | 927 |
Aurora city | 918 |
Prairie City city | 909 |
Halsey city Payday loans | 904 |
Glendale city | 874 |
Merrill city | 844 |
Adair Village city | 840 |
Scio city | 838 |
Wallowa city | 808 |
Malin city | 805 |
Garibaldi city | 779 |
Maywood Park city | 752 |
Chiloquin city | 734 |
Metolius city | 710 |
Canyon City town | 703 |
Echo city | 699 |
Yachats city | 690 |
Powers city | 689 |
Condon city | 682 |
Weston city | 667 |
Gaston city | 637 |
Monroe city Cash advance | 617 |
Dufur city | 604 |
Manzanita city | 598 |
Arlington city | 586 |
Johnson City city | 566 |
Cove city | 552 |
Mount Vernon city | 527 |
Fossil city | 473 |
Gates city | 471 |
Huntington city | 440 |
North Powder city | 439 |
Mosier city | 433 |
Butte Falls town | 423 |
St. Paul city | 421 |
Maupin city | 418 |
Haines city | 416 |
Bonanza town | 415 |
Wheeler city Personal loans | 414 |
Wasco city | 410 |
Scotts Mills city | 357 |
Adams city | 350 |
Ione city | 329 |
Moro city | 324 |
Sodaville city | 308 |
Imbler city | 306 |
Rivergrove city | 289 |
Halfway city | 288 |
Nehalem city | 271 |
Westfir city | 253 |
Rufus city | 249 |
Paisley city | 243 |
Lexington town | 238 |
Waterloo town | 229 |
Lostine city | 213 |
Sumpter city | 204 |
Detroit city | 202 |
Seneca city | 199 |
Long Creek city | 197 |
Elkton city | 195 |
Ukiah city | 186 |
Helix city | 184 |
Jordan Valley city | 181 |
Adrian city | 177 |
Grass Valley city | 164 |
Spray town | 160 |
Richland city Installment loans | 156 |
Dayville town | 149 |
Barlow city | 135 |
Summerville town | 135 |
Idanha city | 134 |
Mitchell city | 130 |
Monument city | 128 |
Unity city | 71 |
Prescott city | 55 |
Antelope city | 46 |
Granite city | 38 |
Shaniko city | 36 |
Lonerock city | 21 |