Alaska (AK) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions
Alaska payday loans and personal cash advance solutions are now available online. Need a little help in between paychecks? Looking for larger sums and longer options? Personal loans and installment solutions can help. Funding anywhere from $100-$5,000 from the comfort of your home.
The Territory of Alaska or Alaska Territory was an organized incorporated territory of the United States that existed from August 24, 1912, until January 3, 1959, when it was admitted to the Union as the State of Alaska. Reference Wikipedia
- Alaska has 3 million lakes.
- There are places in Alaska that get 24 hours of sunlight! And places that get 24 hours of darkness!
- Alaska is the largest state in the union (1/5 of the entire USA) and is twice as big as Texas.
- Alaska has 33,000 miles of coastline (more than the entire “lower 48” states put together). Alaska is the only state to have coastline on 3 different seas — the Arctic Ocean, Pacific Ocean and the Bering Sea.
Isolated from the rest of the United States, Alaska is a unique state that attracts tourists from all walks of life. In fact, tourism is the second largest source of jobs and income for those living in the state. Many people come here for the clean air, clear skies and northern lights.
Those living in the area enjoy a per capita income of about $40,000 per year, which is the 15th highest average income in the nation. Even though most people earn a decent living, the cold weather of Alaska can cause cars and other vehicles to break down at the worst times. If you face a financial emergency and need to get funds quickly, Alaska payday loans can help. An Alaska cash advance lets you get the money you require to tackle the unexpected issues life throws your way. Alaska personal loans and installment loans are also available for good and bad credit situations for larger amounts and longer fixed terms.
Alaska Cash Advance and Payday Loans Explained
If you have ever taken out an Alaska personal loan, you could be wondering how they are different from payday loans. The main difference is that Alaska personal loans online or a store front are great if you have good credit or poor credit and would like to get a long-term lending solution. An Alaskan payday loan is perfect for short-term lending on which you can depend on it when you submit your information. While it can take several days or weeks to get an approval for Alaska installment loans from traditional lending institutions like credit unions or name brand banks, you can often get answers within minutes using our secure form. With our nationwide partner network of over 100+ lending institutions, approvals happen today, instead of weeks.
Alaskan Payday lenders with storefronts typically offer up to $500 per loan, and the law caps the APR at 520 percent. Lenders can charge up to 15 percent of the loan amount as a service fee in exchange for providing the funds. In addition to the 15 percent service charge, you will also need to pay a 5 percent origination fee, totaling $20 in fees for every $100 you borrow. Alaska regulations mandate that all payday loans last for 14 days or more, so that borrowers have a decent amount of time to repay the loan. Even though the law sets a minimum duration, it places no limits on the maximum lending term. These loans in Alaska often are made without a credit check and require paycheck stubs and residence information.
Alaska Personal Loans and Flexible Installment Solutions Available
If you need to get more money quickly with larger amounts, our Alaska installment loan options or our Alaskan personal loan options may be the best solution. These loan products are larger amounts with longer repayment schedules. They are often fixed payments with set payment deadlines and a set term of usually 12-36 months. You can often fill out our secure form and get cash usually the same or next business day, making these paths excellent options for vehicle repair fees, unexpected medical bills, or other last-minute, out of the blue expenses. Knowing the laws and regulations related to this type of loan lets you move forward with confidence you can now use to secure the capital you need today.
References:
“Alaska Payday Loan Law and Legislation” Department of Commerce,
https://www.commerce.alaska.gov/web/ Accessed on 22 November 2018.
“What is a Payday Loan” Investopedia.Com,
https://www.investopedia.com/terms/p/payday-loans.asp Accessed on 22 November 2018.
“Payday Loans Hints and Tips” How Stuff Works,
https://money.howstuffworks.com/personal-finance/banking/payday-loans3.htm Accessed on 22 November 2018.
Real Per Capita Income in Alaska
2015 | 1 Year Change | 3 Year Change | |
---|---|---|---|
US | $29,979 | +3.65% | +6.30% |
Alaska | $34,352 | +3.78% | +4.35% |
Statute for Alaska payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.
State | Min/Max Term | Min/Max Loan | Fees and Finance Charges | Status of Laws |
---|
Alaska | 14 days min. | $500 | 15% or the lesser of $15 per $100 loaned + $5 fee | S.B. 272 Signed by governor 6/29/04, (Chapter 116) Gives the Department of Community and Economic Development additional licensing and regulatory authority over payday lenders; gives borrowers the right to rescind the advance without cost before the end of the following business day; prohibits onerous collection practices by both payday lenders and payday third-party collectors, including the threat of criminal charges; prohibits the acceptance of collateral other than a check or other instrument; and defines the additional disclosures that lenders are required to make to clearly describe the advances and their uses for the borrowers. |
(Source: U.S. Census Bureau, Census 2010 Population)
Cities we serve: Request your loan Today
Anchorage municipality Payday loans | 291,826 |
Fairbanks city | 31,535 |
Juneau city and borough | 31,275 |
Sitka city and borough | 8,881 |
Ketchikan city | 8,050 |
Wasilla city | 7,831 |
Kenai city | 7,100 |
Kodiak city | 6,130 |
Bethel city | 6,080 |
Palmer city | 5,937 |
Homer city | 5,003 |
Unalaska city | 4,376 |
Barrow city | 4,212 |
Soldotna city Cash advances | 4,163 |
Valdez city | 3,976 |
Nome city | 3,598 |
Kotzebue city | 3,201 |
Petersburg city | 2,948 |
Seward city | 2,693 |
Wrangell city and borough | 2,369 |
Dillingham city | 2,329 |
Cordova city | 2,239 |
North Pole city | 2,117 |
Houston city | 1,912 |
Craig city | 1,201 |
Hooper Bay city Personal loans | 1,093 |
Akutan city | 1,027 |
Sand Point city | 976 |
Delta Junction city | 958 |
Chevak city | 938 |
King Cove city | 938 |
Selawik city | 829 |
Togiak city | 817 |
Mountain Village city | 813 |
Emmonak city | 762 |
Hoonah city | 760 |
Klawock city Installment loans | 755 |
Kwethluk city | 721 |
Unalakleet city | 688 |
Gambell city | 681 |
Alakanuk city | 677 |
Point Hope city | 674 |
Savoonga city | 671 |
Quinhagak city | 669 |
Noorvik city | 668 |
Toksook Bay city | 590 |
Fort Yukon city Payday loans | 583 |
Kotlik city | 577 |
Pilot Station city | 568 |
Shishmaref city | 563 |
Kake city | 557 |
Stebbins city | 556 |
Wainwright city | 556 |
New Stuyahok city | 510 |
St. Mary’s city | 507 |
Aniak city | 501 |
Nunapitchuk city Cash advance | 496 |
St. Paul city | 479 |
Scammon Bay city | 474 |
Thorne Bay city | 471 |
Galena city | 470 |
Angoon city | 459 |
Gustavus city | 442 |
Manokotak city | 442 |
Chefornak city | 418 |
Buckland city | 416 |
Marshall city | 414 |
Saxman city | 411 |
Napaskiak city | 405 |
Nuiqsut city | 402 |
St. Michael city | 401 |
Brevig Mission city | 388 |
Nenana city personal loans | 378 |
Hydaburg city | 376 |
Kivalina city | 374 |
Kiana city | 361 |
Napakiak city | 354 |
Akiak city | 346 |
McGrath city | 346 |
Koyuk city | 332 |
Elim city | 330 |
Adak city | 326 |
Anaktuvuk Pass city | 324 |
Russian Mission city | 312 |
Eek city | 296 |
Lower Kalskag city | 282 |
Nightmute city | 280 |
Huslia city | 275 |
Nulato city | 264 |
Shungnak city | 262 |
Ambler city | 258 |
Seldovia city | 255 |
Shaktoolik city | 251 |
Anderson city | 246 |
Tanana city | 246 |
Goodnews Bay city installment loans | 243 |
Kaktovik city | 239 |
Atqasuk city | 233 |
Teller city | 229 |
Whittier city | 220 |
Aleknagik city | 219 |
Old Harbor city | 218 |
Upper Kalskag city | 210 |
Grayling city | 194 |
Port Lions city | 194 |
Mekoryuk city | 191 |
Kaltag city | 190 |
Newhalen city | 190 |
White Mountain city | 190 |
Nunam Iqua city | 187 |
Holy Cross city | 178 |
Coffman Cove city | 176 |
Ruby city | 166 |
Nondalton city | 164 |
Ouzinkie city | 161 |
Golovin city | 156 |
Kobuk city | 151 |
Wales city Payday loans | 145 |
Tenakee Springs city | 131 |
Deering city | 122 |
Chuathbaluk city | 118 |
Diomede city | 115 |
Ekwok city | 115 |
Egegik city | 109 |
Cold Bay city | 108 |
Allakaket city | 105 |
Port Heiden city | 102 |
St. George city | 102 |
Koyukuk city | 96 |
Nikolai city | 94 |
Chignik city Cash advance | 91 |
Pelican city | 88 |
Larsen Bay city | 87 |
Eagle city | 86 |
Anvik city | 85 |
Shageluk city | 83 |
Hughes city | 77 |
Akhiok city | 71 |
Pilot Point city | 68 |
Clark’s Point city Personal loans | 62 |
Atka city | 61 |
Platinum city | 61 |
Port Alexander city | 52 |
Kasaan city | 49 |
False Pass city Installment loans | 35 |
Kupreanof city | 27 |
Bettles city | 12 |
Kachemak city | X |