Alaska Short Term Loans Available

Alaska (AK) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions

Alaska payday loans and personal cash advance solutions are now available online. Need a little help in between paychecks? Looking for larger sums and longer options? Personal loans and installment solutions can help. Funding anywhere from $100-$5,000 from the comfort of your home.

The Territory of Alaska or Alaska Territory was an organized incorporated territory of the United States that existed from August 24, 1912, until January 3, 1959, when it was admitted to the Union as the State of Alaska. Reference Wikipedia

  • Alaska has 3 million lakes.
  • There are places in Alaska that get 24 hours of sunlight! And places that get 24 hours of darkness!
  • Alaska is the largest state in the union (1/5 of the entire USA) and is twice as big as Texas.
  • Alaska has 33,000 miles of coastline (more than the entire “lower 48” states put together). Alaska is the only state to have coastline on 3 different seas — the Arctic Ocean, Pacific Ocean and the Bering Sea.

Isolated from the rest of the United States, Alaska is a unique state that attracts tourists from all walks of life. In fact, tourism is the second largest source of jobs and income for those living in the state. Many people come here for the clean air, clear skies and northern lights.

Those living in the area enjoy a per capita income of about $40,000 per year, which is the 15th highest average income in the nation. Even though most people earn a decent living, the cold weather of Alaska can cause cars and other vehicles to break down at the worst times. If you face a financial emergency and need to get funds quickly, Alaska payday loans can help. An Alaska cash advance lets you get the money you require to tackle the unexpected issues life throws your way. Alaska personal loans and installment loans are also available for good and bad credit situations for larger amounts and longer fixed terms.

Alaska Cash Advance and Payday Loans Explained

If you have ever taken out an Alaska personal loan, you could be wondering how they are different from payday loans. The main difference is that Alaska personal loans online or a store front are great if you have good credit or poor credit and would like to get a long-term lending solution. An Alaskan payday loan is perfect for short-term lending on which you can depend on it when you submit your information. While it can take several days or weeks to get an approval for Alaska installment loans from traditional lending institutions like credit unions or name brand banks, you can often get answers within minutes using our secure form. With our nationwide partner network of over 100+ lending institutions, approvals happen today, instead of weeks.

Alaskan Payday lenders with storefronts typically offer up to $500 per loan, and the law caps the APR at 520 percent. Lenders can charge up to 15 percent of the loan amount as a service fee in exchange for providing the funds. In addition to the 15 percent service charge, you will also need to pay a 5 percent origination fee, totaling $20 in fees for every $100 you borrow. Alaska regulations mandate that all payday loans last for 14 days or more, so that borrowers have a decent amount of time to repay the loan. Even though the law sets a minimum duration, it places no limits on the maximum lending term. These loans in Alaska often are made without a credit check and require paycheck stubs and residence information.

Alaska Personal Loans and Flexible Installment Solutions Available

If you need to get more money quickly with larger amounts, our Alaska installment loan options or our Alaskan personal loan options may be the best solution. These loan products are larger amounts with longer repayment schedules. They are often fixed payments with set payment deadlines and a set term of usually 12-36 months. You can often fill out our secure form and get cash usually the same or next business day, making these paths excellent options for vehicle repair fees, unexpected medical bills, or other last-minute, out of the blue expenses. Knowing the laws and regulations related to this type of loan lets you move forward with confidence you can now use to secure the capital you need today.

References:

“Alaska Payday Loan Law and Legislation” Department of Commerce,
https://www.commerce.alaska.gov/web/ Accessed on 22 November 2018.

“What is a Payday Loan” Investopedia.Com,
https://www.investopedia.com/terms/p/payday-loans.asp Accessed on 22 November 2018.

“Payday Loans Hints and Tips” How Stuff Works,
https://money.howstuffworks.com/personal-finance/banking/payday-loans3.htm Accessed on 22 November 2018.

Real Per Capita Income in Alaska

20151 Year Change3 Year Change
US$29,979+3.65%+6.30%
Alaska$34,352+3.78%+4.35%
Statute for Alaska payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.
StateMin/Max TermMin/Max LoanFees and Finance ChargesStatus of Laws
Alaska14 days min.$50015% or the lesser of $15 per
$100 loaned + $5 fee
S.B. 272 Signed by governor 6/29/04, (Chapter 116) Gives the Department of
Community and Economic Development additional licensing and regulatory authority over payday lenders; gives borrowers the right to rescind the advance without cost before the end of the following business day; prohibits onerous collection practices by both payday lenders and payday third-party collectors, including the threat of criminal charges; prohibits the acceptance of collateral other than a check or other instrument; and defines the additional disclosures that lenders are required to make to clearly describe the advances and their uses for the borrowers.

(Source: U.S. Census Bureau, Census 2010 Population)

Cities we serve:    Request your loan Today

Anchorage municipality
Payday loans
291,826
Fairbanks city31,535
Juneau city and borough31,275
Sitka city and borough8,881
Ketchikan city8,050
Wasilla city7,831
Kenai city7,100
Kodiak city6,130
Bethel city6,080
Palmer city5,937
Homer city5,003
Unalaska city4,376
Barrow city4,212
Soldotna city
Cash advances
4,163
Valdez city3,976
Nome city3,598
Kotzebue city3,201
Petersburg city2,948
Seward city2,693
Wrangell city and borough2,369
Dillingham city2,329
Cordova city2,239
North Pole city2,117
Houston city1,912
Craig city1,201
Hooper Bay city
Personal loans
1,093
Akutan city1,027
Sand Point city976
Delta Junction city958
Chevak city938
King Cove city938
Selawik city829
Togiak city817
Mountain Village city813
Emmonak city762
Hoonah city760
Klawock city
Installment loans
755
Kwethluk city721
Unalakleet city688
Gambell city681
Alakanuk city677
Point Hope city674
Savoonga city671
Quinhagak city669
Noorvik city668
Toksook Bay city590
Fort Yukon city
Payday loans
583
Kotlik city577
Pilot Station city568
Shishmaref city563
Kake city557
Stebbins city556
Wainwright city556
New Stuyahok city510
St. Mary’s city507
Aniak city501
Nunapitchuk city
Cash advance
496
St. Paul city479
Scammon Bay city474
Thorne Bay city471
Galena city470
Angoon city459
Gustavus city442
Manokotak city442
Chefornak city418
Buckland city416
Marshall city414
Saxman city411
Napaskiak city405
Nuiqsut city402
St. Michael city401
Brevig Mission city388
Nenana city
personal loans
378
Hydaburg city376
Kivalina city374
Kiana city361
Napakiak city354
Akiak city346
McGrath city346
Koyuk city332
Elim city330
Adak city326
Anaktuvuk Pass city324
Russian Mission city312
Eek city296
Lower Kalskag city282
Nightmute city280
Huslia city275
Nulato city264
Shungnak city262
Ambler city258
Seldovia city255
Shaktoolik city251
Anderson city246
Tanana city246
Goodnews Bay city
installment loans
243
Kaktovik city239
Atqasuk city233
Teller city229
Whittier city220
Aleknagik city219
Old Harbor city218
Upper Kalskag city210
Grayling city194
Port Lions city194
Mekoryuk city191
Kaltag city190
Newhalen city190
White Mountain city190
Nunam Iqua city187
Holy Cross city178
Coffman Cove city176
Ruby city166
Nondalton city164
Ouzinkie city161
Golovin city156
Kobuk city151
Wales city
Payday loans
145
Tenakee Springs city131
Deering city122
Chuathbaluk city118
Diomede city115
Ekwok city115
Egegik city109
Cold Bay city108
Allakaket city105
Port Heiden city102
St. George city102
Koyukuk city96
Nikolai city94
Chignik city
Cash advance
91
Pelican city88
Larsen Bay city87
Eagle city86
Anvik city85
Shageluk city83
Hughes city77
Akhiok city71
Pilot Point city68
Clark’s Point city
Personal loans
62
Atka city61
Platinum city61
Port Alexander city52
Kasaan city49
False Pass city
Installment loans
35
Kupreanof city27
Bettles city12
Kachemak cityX
Summary
Alaska (AK) payday loans and personal cash advances online
Article Name
Alaska (AK) payday loans and personal cash advances online
Description
Alaskan Payday lenders with storefronts typically offer up to $500 per loan, and the law caps the APR at 520 percent. Lenders can charge up to 15 percent of the loan amount as a service fee in exchange for providing the funds.
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OnlineCash4Payday.Com
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