Alabama Short Term Loans Available

Alabama (AL) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions

Alabama payday loans and cash advances are available online. Personal and installment loans are available also with larger amounts and longer repayment schedules.

Alabama is nicknamed the Yellowhammer State, after the state bird. Alabama is also known as the “Heart of Dixie” and the Cotton State. The state tree is the Longleaf Pine, and the state flower is the Camellia. Alabama’s capital is Montgomery.  Reference Wikipedia

  • 1886: The world’s first electric trolley system was introduced in Montgomery, Alabama.
  • Birmingham has been recognized as the South’s top city for income growth and among the top ten nationally over the last 20 years.
  • The only state with the major natural resources to make iron and steel, Alabama is the largest supplier of cast-iron and steel pipe products

If you live or work in Alabama, you are probably among the countless other people who are tired of the state’s financial situation. With an unemployment rate of 6.5 percent and an annual median income $10,000 lower than the national average, Alabama has one of the worst economies in the country for folks with bad credit looking for options. Some people are still happy to live in the area and don’t want to move to another state. Through time and effort, the great state of Alabama will start thriving again. The crimson tide are too resilient.

If you are in the same situation, it’s important you know what to do if you face car repair fees, medical bills or other unexpected expenses. Many people in your position opt for Alabama payday loans when money is tight as these loans typically come without a credit check. This article reviews payday loans and how they are different from other Alabama installment loans or lending tools.

Alabama Payday Loans and Cash Advances Explained

Some people believe Alabama personal loans are a smart choice when they need money right away. Getting a personal loan often means you have to have to borrow more money and have a good credit or bad credit score. These online loan options can take longer to approve and will probably make you wait several days or longer to get your funds using traditional credit unions or your local bank. Unlike typical banking methods used for Alabama personal loans, payday loans let you get your money within minutes. You won’t even need to submit to a credit check in most cases. Our secure online platform can do both and have answers within minutes.

Alabama places certain laws and regulations on payday lenders to protect consumers from unfair lending terms. For example, payday lenders can let customers borrow no more than $500 with each loan. You can, however, take out more than one loan at the same time if the lender agrees.

Since payday loans are not meant for use as a long-term lending solution, the state requires the loan term to last at least 10 days and no more than 31 days. The service charges imposed by payday lenders can’t exceed 17.5 percent of the total loan amount. In addition to imposing those restrictions, Alabama law also caps payday loan APR’s at 456 percent.

Alabama Personal Loans and Installments Plans Available

If a longer term option for more money is what your looking for, personal loans and installment options in Alabama can be a great option. These types of loans range from $1,000 up to $5,000 and typically have repayment terms from 12-60 months. Interest rates can vary depending on the borrower.

When you need emergency cash, payday loans are a viable option worth considering. You should keep the purpose of payday loans, and any type of loan for that matter, in mind and only use them when you need instant cash and have no other way of getting it. Or maybe your consolidating a few other expenses into one. Some people are worried that they will face hidden charges and encounter other issues when using this path. Our lenders disclose all terms and conditions upfront before finalizing your choice.

The good news is that the state sets clear guidelines that payday lenders must follow, so you can take action without stress. These loans can help you survive until your next payday if life throws one of its unpleasant surprises your way. Even though life can be unpredictable at times, knowing that payday loans are an option can give you peace of mind.

References:

“Alabama Payday Loan Law and Legislation” US States and Loans,
http://www.ustatesloans.org/state-al.html Accessed on 20 November 2018.

“Economy in Alabama” Best Places.Net,
https://www.bestplaces.net/economy/state/alabama Accessed on 18 November 2018.

Real Per Capita Income in Alabama

20151 Year Change3 Year Change
US$29,979+3.65%+6.30%
Alabama$24,769+4.81%+5.17%
Statute for Alabama payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.
StateMin/Max TermMin/Max LoanFees and Finance ChargesStatus of Laws
Alabama10-31days$50017.5% of loanAfter the initial loan period and one rollover with the same customer, the
full outstanding amount of the loan, is due and payable. If the borrower is unable to repay the outstanding balance in full, the payday lender may offer the customer an extended repayment option of four equal monthly installments of the remaining balance. If there are insufficient funds to pay a check on the date of presentment, the lender may charge an additional fee. (Alabama Deferred Presentment Services Act, Title 5, Chapter 18A)

(Source: U.S. Census Bureau, Census 2010 Population)

Cities we serve:    Request your loan Today

Birmingham city
payday loans
212,237
Montgomery city205,764
Mobile city195,111
Huntsville180,105
Tuscaloosa90,468
Hoover city81,619
Dothan city65,496
Decatur city55,683
Auburn city53,380
Madison city
Cash advances
42,938
Florence city39,319
Gadsden city36,856
Vestavia Hills city34,033
Prattville city33,960
Phenix City city32,822
Alabaster city30,352
Bessemer city27,456
Enterprise city26,562
Opelika city
Installment loans
26,477
Homewood city25,167
Northport city23,330
Anniston city23,106
Prichard city22,659
Athens city21,897
Daphne city21,570
Pelham city21,352
Oxford city21,348
Albertville city21,160
Selma city
Personal loans
20,756
Mountain Brook city20,413
Trussville city19,933
Troy city18,033
Center Point city16,921
Helena city16,793
Hueytown city16,105
Talladega city15,676
Fairhope city15,326
Ozark city14,907
Alexander City city14,875
Cullman city
Payday loans
14,775
Scottsboro city14,770
Millbrook city14,640
Foley city14,618
Jasper city14,352
Hartselle city14,255
Fort Payne city14,012
Gardendale city13,893
Saraland city
Cash advance
13,405
Muscle Shoals city13,146
Eufaula city13,137
Sylacauga city12,749
Pell City city12,695
Jacksonville city12,548
Irondale city12,349
Leeds city11,773
Moody city11,726
Calera city11,620
Fairfield city
Installment loans
11,117
Atmore city10,194
Chelsea city10,183
Pleasant Grove city10,110
Tuskegee city9,865
Russellville city9,830
Gulf Shores city9,741
Clay city9,708
Rainbow City city9,602
Boaz city9,551
Valley city9,524
Sheffield city9,039
Andalusia city9,015
Clanton city8,619
Tuscumbia city
Personal loans
8,423
Southside city8,412
Fultondale city8,380
Guntersville city8,197
Greenville city8,135
Arab city8,050
Bay Minette city8,044
Demopolis city7,483
Pinson city7,163
Hamilton city6,885
Spanish Fort city6,798
Opp city6,659
Oneonta city6,567
Wetumpka city6,528
Monroeville city
Payday loans
6,519
Lanett city6,468
Tarrant city6,397
Montevallo city6,323
Lincoln city6,266
Satsuma city6,168
Chickasaw city6,106
Roanoke city6,074
Attalla city6,048
Orange Beach city5,441
Brewton city5,408
Pike Road town
Cash advance
5,406
Midfield city5,365
Daleville city5,295
Robertsdale city5,276
Jackson city5,228
Childersburg city5,175
Glencoe city5,160
Rainsville city4,948
Brent city4,947
Smiths Station city4,926
Piedmont city
Installment loans
4,878
Tallassee city4,819
Winfield city4,717
Fayette city4,619
Adamsville city4,522
Headland city4,510
Geneva city4,452
Margaret town4,428
Hokes Bluff city4,286
Thomasville city4,209
Columbiana city4,197
Haleyville city4,173
Springville city4,080
Argo town4,071
Valley Grande city
Personal loans
4,020
Union Springs city3,980
Evergreen city3,944
Elba city3,940
Citronelle city3,905
Marion city3,686
Odenville town3,585
Centre city3,489
Livingston city3,485
Heflin city3,480
Moulton city3,471
Dadeville city3,230
Warrior city3,176
Red Bay city3,158
Weaver city3,038
Clayton town3,008
La Fayette city3,003
Hanceville city2,982
Brighton city2,945
Eutaw town2,934
New Hope city2,810
Luverne city2,800
Centreville city2,778
Kimberly town2,711
Abbeville city2,688
Priceville town2,658
Hartford city2,624
Jemison city2,585
Bayou La Batre city2,558
York city2,538
Sumiton city2,520
Greensboro city2,497
Aliceville city2,486
East Brewton city2,478
Moundville town2,427
Bridgeport city2,418
Lineville city2,395
Guin city2,376
Taylor town2,375
Indian Springs Village city2,363
Henagar city2,344
Midland City town2,344
Good Hope town2,264
Ashville city2,212
Lipscomb city2,210
Riverside town2,208
Kinsey town2,198
Graysville city2,165
Ashford town2,148
Linden city2,123
Cordova city2,095
Trinity town2,095
Level Plains town2,085
Brundidge city2,076
Stevenson city2,046
Ashland town2,037
Dora city2,025
Carbon Hill city2,021
Camden city2,020
Vernon city2,000
Vincent town1,988
Collinsville town1,983
Florala town1,980
Slocomb city1,980
Thorsby town1,980
Lake View town1,943
Samson city1,940
Sulligent city
Cash advance
1,927
Creola city1,926
Butler town1,894
Cowarts town1,871
Crossville town1,862
Morris town1,859
Sylvania town1,837
Brookwood town1,828
Wilsonville town1,827
Cedar Bluff town1,820
Uniontown town1,775
Gordo town1,750
Georgiana town1,738
Sardis City town1,704
Reform town1,702
Blountsville town1,684
Coaling town1,657
Ragland town1,639
Harpersville town1,637
Loxley town1,632
Mount Vernon town1,574
Grove Hill town1,570
Sylvan Springs town1,542
Vance town1,529
Owens Cross Roads town1,521
Hackleburg town1,516
Newton town1,511
Elberta town1,498
Goodwater town1,475
Malvern town1,448
Flomaton town1,440
Webb town1,430
Woodstock town1,428
Clio city1,399
Brookside town1,363
Fort Deposit town1,344
Frisco City town1,309
Cleveland town1,303
Rehobeth town1,297
Munford town1,292
Cottonwood town1,289
Chatom town1,288
Falkville town1,279
Westover town1,275
Elmore town1,262
Rogersville town1,257
West Blocton town1,240
Dauphin Island town1,238
Coosada town1,224
Ardmore town1,194
Locust Fork town1,186
Ohatchee town1,170
Deatsville town
Payday loans
1,154
Berry town1,148
Phil Campbell town1,148
New Brockton town1,146
Killen town1,108
Town Creek town1,100
Double Springs town1,083
Bear Creek town1,070
Millport town1,049
Cherokee town1,048
Steele town1,043
Mosses town1,029
Leesburg town1,027
Carrollton town1,019
Fyffe town1,018
Camp Hill town1,014
Littleville town1,011
Eclectic town1,001
Hollywood town1,000
Parrish town982
Coker town979
Pine Hill town975
Notasulga town965
Powell town955
Altoona town933
Hayneville town932
Brilliant town900
Geraldine town896
Grant town896
Autaugaville town870
Summerdale town862
White Hall town858
Skyline town851
Mulga town836
Snead town835
Jacksons’ Gap town828
Wedowee town823
Brantley town809
Gurley town801
Holly Pond town798
Oakman town789
New Site town773
Hobson City town771
Section town770
Ariton town764
Susan Moore town763
Addison town758
Wadley town
Installment loans
751
South Vinemont town749
Woodville town746
Douglas town744
Columbia town740
Lexington town735
Leighton town729
Somerville town724
Excel town723
Ider town723
Magnolia Springs town723
Pisgah town722
Maplesville town708
Silverhill town706
Walnut Grove town698
Wilton town687
Lynn town659
Reece City town653
Forkland town649
Pinckard town647
Trafford town646
North Courtland town632
Allgood town622
Baileyton town610
Courtland town609
Pickensville town608
Babbie town603
Dodge City town593
Clayhatchee town589
West Point town586
Castleberry town583
Perdido Beach town581
Sand Rock town560
Grimes town558
Valley Head town558
Hurtsboro town553
Hillsboro town552
Millry town546
Avon town543
Kinston town540
Lisman town539
Newville town539
McKenzie town530
Oak Grove town528
River Falls town526
Eva town519
Louisville town519
Lockhart town516
Glen Allen town510
Midway town499
Triana town496
Garden City town492
Hammondville town488
Red Level town487
Rockford town477
Shorter town474
Rutledge town467
Silas town452
Kennedy town447
Fairview town446
Hayden town444
Sipsey town437
Elkmont town434
Pleasant Groves town420
Thomaston town417
St. Florian town413
Highland Lake town412
Ranburne town409
Twin town399
Maytown town385
Mentone town360
Vina town358
Arley town357
Akron town356
Hytop town354
Napier Field town
Personal loans
354
Coffeeville town352
Madrid town350
Cuba town346
Nectar town345
West Jefferson town338
Gordon town332
Dozier town329
Boligee town328
Gordonville town326
Rosa town316
Dutton town315
Vredenburgh town312
Beatrice town301
Carolina town297
Hodges town288
Fruithurst town284
Waldo town283
Anderson town282
Pine Ridge town282
Repton town282
Bakerhill town279
Shiloh town274
Fulton town272
Langston town270
Colony town268
Goshen town266
County Line town258
Sweet Water town258
Heath town254
Sanford town241
McIntosh town238
Detroit town237
Union town237
Coffee Springs town228
Horn Hill town228
Kansas town226
Providence town223
Gantt town222
Nauvoo town221
Pennington town221
Kellyton town217
Belk town215
Gilbertown town215
Daviston town214
Paint Rock town210
Gainesville town208
Black town207
Orrville town204
Waterloo town203
Edwardsville town202
Beaverton town201
Epes town192
Yellow Bluff town188
Glenwood town187
Newbern town186
Onycha town184
Riverview town184
Woodland town184
Loachapoka town180
Banks town179
Gu-Win town176
Geiger town170
Talladega Springs town166
Franklin town149
North Johns town145
Waverly town145
Billingsley town144
Gaylesville town144
Lakeview town143
Five Points town141
Pollard town137
Toxey town137
Pine Apple town132
Eldridge town130
Myrtlewood town130
Cusseta town123
Libertyville town117
Bon Air town116
Lowndesboro town115
Ridgeville town112
Lester town111
Haleburg town103
Faunsdale town98
Blue Springs town96
Needham town94
Ethelsville town81
Union Grove town77
Petrey town58
Cardiff town55
Goldville town55
Emelle town53
Mooresville town53
Dayton town52
Benton town49
Natural Bridge town37
Memphis town29
Oak Hill town26
McMullen town10

 

Summary
Alabama (AL) payday loans and personal cash advance solutions
Article Name
Alabama (AL) payday loans and personal cash advance solutions
Description
Alabama places certain laws and regulations on payday lenders to protect consumers from unfair lending terms. For example, payday lenders can let customers borrow no more than $500 with each loan. You can, however, take out more than one loan at the same time if the lender agrees.
Author
Publisher Name
OnlineCash4Payday.Com
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