Alabama (AL) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions
Alabama payday loans and cash advances are available online. Personal and installment loans are available also with larger amounts and longer repayment schedules.
Alabama is nicknamed the Yellowhammer State, after the state bird. Alabama is also known as the “Heart of Dixie” and the Cotton State. The state tree is the Longleaf Pine, and the state flower is the Camellia. Alabama’s capital is Montgomery. Reference Wikipedia
- 1886: The world’s first electric trolley system was introduced in Montgomery, Alabama.
- Birmingham has been recognized as the South’s top city for income growth and among the top ten nationally over the last 20 years.
- The only state with the major natural resources to make iron and steel, Alabama is the largest supplier of cast-iron and steel pipe products
If you live or work in Alabama, you are probably among the countless other people who are tired of the state’s financial situation. With an unemployment rate of 6.5 percent and an annual median income $10,000 lower than the national average, Alabama has one of the worst economies in the country for folks with bad credit looking for options. Some people are still happy to live in the area and don’t want to move to another state. Through time and effort, the great state of Alabama will start thriving again. The crimson tide are too resilient.
If you are in the same situation, it’s important you know what to do if you face car repair fees, medical bills or other unexpected expenses. Many people in your position opt for Alabama payday loans when money is tight as these loans typically come without a credit check. This article reviews payday loans and how they are different from other Alabama installment loans or lending tools.
Alabama Payday Loans and Cash Advances Explained
Some people believe Alabama personal loans are a smart choice when they need money right away. Getting a personal loan often means you have to have to borrow more money and have a good credit or bad credit score. These online loan options can take longer to approve and will probably make you wait several days or longer to get your funds using traditional credit unions or your local bank. Unlike typical banking methods used for Alabama personal loans, payday loans let you get your money within minutes. You won’t even need to submit to a credit check in most cases. Our secure online platform can do both and have answers within minutes.
Alabama places certain laws and regulations on payday lenders to protect consumers from unfair lending terms. For example, payday lenders can let customers borrow no more than $500 with each loan. You can, however, take out more than one loan at the same time if the lender agrees.
Since payday loans are not meant for use as a long-term lending solution, the state requires the loan term to last at least 10 days and no more than 31 days. The service charges imposed by payday lenders can’t exceed 17.5 percent of the total loan amount. In addition to imposing those restrictions, Alabama law also caps payday loan APR’s at 456 percent.
Alabama Personal Loans and Installments Plans Available
If a longer term option for more money is what your looking for, personal loans and installment options in Alabama can be a great option. These types of loans range from $1,000 up to $5,000 and typically have repayment terms from 12-60 months. Interest rates can vary depending on the borrower.
When you need emergency cash, payday loans are a viable option worth considering. You should keep the purpose of payday loans, and any type of loan for that matter, in mind and only use them when you need instant cash and have no other way of getting it. Or maybe your consolidating a few other expenses into one. Some people are worried that they will face hidden charges and encounter other issues when using this path. Our lenders disclose all terms and conditions upfront before finalizing your choice.
The good news is that the state sets clear guidelines that payday lenders must follow, so you can take action without stress. These loans can help you survive until your next payday if life throws one of its unpleasant surprises your way. Even though life can be unpredictable at times, knowing that payday loans are an option can give you peace of mind.
References:
“Alabama Payday Loan Law and Legislation” US States and Loans,
http://www.ustatesloans.org/state-al.html Accessed on 20 November 2018.
“Economy in Alabama” Best Places.Net,
https://www.bestplaces.net/economy/state/alabama Accessed on 18 November 2018.
Real Per Capita Income in Alabama
2015 | 1 Year Change | 3 Year Change | |
---|---|---|---|
US | $29,979 | +3.65% | +6.30% |
Alabama | $24,769 | +4.81% | +5.17% |
Statute for Alabama payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.
State | Min/Max Term | Min/Max Loan | Fees and Finance Charges | Status of Laws |
---|
Alabama | 10-31days | $500 | 17.5% of loan | After the initial loan period and one rollover with the same customer, the full outstanding amount of the loan, is due and payable. If the borrower is unable to repay the outstanding balance in full, the payday lender may offer the customer an extended repayment option of four equal monthly installments of the remaining balance. If there are insufficient funds to pay a check on the date of presentment, the lender may charge an additional fee. (Alabama Deferred Presentment Services Act, Title 5, Chapter 18A) |
(Source: U.S. Census Bureau, Census 2010 Population)
Cities we serve: Request your loan Today
Birmingham city payday loans | 212,237 |
Montgomery city | 205,764 |
Mobile city | 195,111 |
Huntsville | 180,105 |
Tuscaloosa | 90,468 |
Hoover city | 81,619 |
Dothan city | 65,496 |
Decatur city | 55,683 |
Auburn city | 53,380 |
Madison city Cash advances | 42,938 |
Florence city | 39,319 |
Gadsden city | 36,856 |
Vestavia Hills city | 34,033 |
Prattville city | 33,960 |
Phenix City city | 32,822 |
Alabaster city | 30,352 |
Bessemer city | 27,456 |
Enterprise city | 26,562 |
Opelika city Installment loans | 26,477 |
Homewood city | 25,167 |
Northport city | 23,330 |
Anniston city | 23,106 |
Prichard city | 22,659 |
Athens city | 21,897 |
Daphne city | 21,570 |
Pelham city | 21,352 |
Oxford city | 21,348 |
Albertville city | 21,160 |
Selma city Personal loans | 20,756 |
Mountain Brook city | 20,413 |
Trussville city | 19,933 |
Troy city | 18,033 |
Center Point city | 16,921 |
Helena city | 16,793 |
Hueytown city | 16,105 |
Talladega city | 15,676 |
Fairhope city | 15,326 |
Ozark city | 14,907 |
Alexander City city | 14,875 |
Cullman city Payday loans | 14,775 |
Scottsboro city | 14,770 |
Millbrook city | 14,640 |
Foley city | 14,618 |
Jasper city | 14,352 |
Hartselle city | 14,255 |
Fort Payne city | 14,012 |
Gardendale city | 13,893 |
Saraland city Cash advance | 13,405 |
Muscle Shoals city | 13,146 |
Eufaula city | 13,137 |
Sylacauga city | 12,749 |
Pell City city | 12,695 |
Jacksonville city | 12,548 |
Irondale city | 12,349 |
Leeds city | 11,773 |
Moody city | 11,726 |
Calera city | 11,620 |
Fairfield city Installment loans | 11,117 |
Atmore city | 10,194 |
Chelsea city | 10,183 |
Pleasant Grove city | 10,110 |
Tuskegee city | 9,865 |
Russellville city | 9,830 |
Gulf Shores city | 9,741 |
Clay city | 9,708 |
Rainbow City city | 9,602 |
Boaz city | 9,551 |
Valley city | 9,524 |
Sheffield city | 9,039 |
Andalusia city | 9,015 |
Clanton city | 8,619 |
Tuscumbia city Personal loans | 8,423 |
Southside city | 8,412 |
Fultondale city | 8,380 |
Guntersville city | 8,197 |
Greenville city | 8,135 |
Arab city | 8,050 |
Bay Minette city | 8,044 |
Demopolis city | 7,483 |
Pinson city | 7,163 |
Hamilton city | 6,885 |
Spanish Fort city | 6,798 |
Opp city | 6,659 |
Oneonta city | 6,567 |
Wetumpka city | 6,528 |
Monroeville city Payday loans | 6,519 |
Lanett city | 6,468 |
Tarrant city | 6,397 |
Montevallo city | 6,323 |
Lincoln city | 6,266 |
Satsuma city | 6,168 |
Chickasaw city | 6,106 |
Roanoke city | 6,074 |
Attalla city | 6,048 |
Orange Beach city | 5,441 |
Brewton city | 5,408 |
Pike Road town Cash advance | 5,406 |
Midfield city | 5,365 |
Daleville city | 5,295 |
Robertsdale city | 5,276 |
Jackson city | 5,228 |
Childersburg city | 5,175 |
Glencoe city | 5,160 |
Rainsville city | 4,948 |
Brent city | 4,947 |
Smiths Station city | 4,926 |
Piedmont city Installment loans | 4,878 |
Tallassee city | 4,819 |
Winfield city | 4,717 |
Fayette city | 4,619 |
Adamsville city | 4,522 |
Headland city | 4,510 |
Geneva city | 4,452 |
Margaret town | 4,428 |
Hokes Bluff city | 4,286 |
Thomasville city | 4,209 |
Columbiana city | 4,197 |
Haleyville city | 4,173 |
Springville city | 4,080 |
Argo town | 4,071 |
Valley Grande city Personal loans | 4,020 |
Union Springs city | 3,980 |
Evergreen city | 3,944 |
Elba city | 3,940 |
Citronelle city | 3,905 |
Marion city | 3,686 |
Odenville town | 3,585 |
Centre city | 3,489 |
Livingston city | 3,485 |
Heflin city | 3,480 |
Moulton city | 3,471 |
Dadeville city | 3,230 |
Warrior city | 3,176 |
Red Bay city | 3,158 |
Weaver city | 3,038 |
Clayton town | 3,008 |
La Fayette city | 3,003 |
Hanceville city | 2,982 |
Brighton city | 2,945 |
Eutaw town | 2,934 |
New Hope city | 2,810 |
Luverne city | 2,800 |
Centreville city | 2,778 |
Kimberly town | 2,711 |
Abbeville city | 2,688 |
Priceville town | 2,658 |
Hartford city | 2,624 |
Jemison city | 2,585 |
Bayou La Batre city | 2,558 |
York city | 2,538 |
Sumiton city | 2,520 |
Greensboro city | 2,497 |
Aliceville city | 2,486 |
East Brewton city | 2,478 |
Moundville town | 2,427 |
Bridgeport city | 2,418 |
Lineville city | 2,395 |
Guin city | 2,376 |
Taylor town | 2,375 |
Indian Springs Village city | 2,363 |
Henagar city | 2,344 |
Midland City town | 2,344 |
Good Hope town | 2,264 |
Ashville city | 2,212 |
Lipscomb city | 2,210 |
Riverside town | 2,208 |
Kinsey town | 2,198 |
Graysville city | 2,165 |
Ashford town | 2,148 |
Linden city | 2,123 |
Cordova city | 2,095 |
Trinity town | 2,095 |
Level Plains town | 2,085 |
Brundidge city | 2,076 |
Stevenson city | 2,046 |
Ashland town | 2,037 |
Dora city | 2,025 |
Carbon Hill city | 2,021 |
Camden city | 2,020 |
Vernon city | 2,000 |
Vincent town | 1,988 |
Collinsville town | 1,983 |
Florala town | 1,980 |
Slocomb city | 1,980 |
Thorsby town | 1,980 |
Lake View town | 1,943 |
Samson city | 1,940 |
Sulligent city Cash advance | 1,927 |
Creola city | 1,926 |
Butler town | 1,894 |
Cowarts town | 1,871 |
Crossville town | 1,862 |
Morris town | 1,859 |
Sylvania town | 1,837 |
Brookwood town | 1,828 |
Wilsonville town | 1,827 |
Cedar Bluff town | 1,820 |
Uniontown town | 1,775 |
Gordo town | 1,750 |
Georgiana town | 1,738 |
Sardis City town | 1,704 |
Reform town | 1,702 |
Blountsville town | 1,684 |
Coaling town | 1,657 |
Ragland town | 1,639 |
Harpersville town | 1,637 |
Loxley town | 1,632 |
Mount Vernon town | 1,574 |
Grove Hill town | 1,570 |
Sylvan Springs town | 1,542 |
Vance town | 1,529 |
Owens Cross Roads town | 1,521 |
Hackleburg town | 1,516 |
Newton town | 1,511 |
Elberta town | 1,498 |
Goodwater town | 1,475 |
Malvern town | 1,448 |
Flomaton town | 1,440 |
Webb town | 1,430 |
Woodstock town | 1,428 |
Clio city | 1,399 |
Brookside town | 1,363 |
Fort Deposit town | 1,344 |
Frisco City town | 1,309 |
Cleveland town | 1,303 |
Rehobeth town | 1,297 |
Munford town | 1,292 |
Cottonwood town | 1,289 |
Chatom town | 1,288 |
Falkville town | 1,279 |
Westover town | 1,275 |
Elmore town | 1,262 |
Rogersville town | 1,257 |
West Blocton town | 1,240 |
Dauphin Island town | 1,238 |
Coosada town | 1,224 |
Ardmore town | 1,194 |
Locust Fork town | 1,186 |
Ohatchee town | 1,170 |
Deatsville town Payday loans | 1,154 |
Berry town | 1,148 |
Phil Campbell town | 1,148 |
New Brockton town | 1,146 |
Killen town | 1,108 |
Town Creek town | 1,100 |
Double Springs town | 1,083 |
Bear Creek town | 1,070 |
Millport town | 1,049 |
Cherokee town | 1,048 |
Steele town | 1,043 |
Mosses town | 1,029 |
Leesburg town | 1,027 |
Carrollton town | 1,019 |
Fyffe town | 1,018 |
Camp Hill town | 1,014 |
Littleville town | 1,011 |
Eclectic town | 1,001 |
Hollywood town | 1,000 |
Parrish town | 982 |
Coker town | 979 |
Pine Hill town | 975 |
Notasulga town | 965 |
Powell town | 955 |
Altoona town | 933 |
Hayneville town | 932 |
Brilliant town | 900 |
Geraldine town | 896 |
Grant town | 896 |
Autaugaville town | 870 |
Summerdale town | 862 |
White Hall town | 858 |
Skyline town | 851 |
Mulga town | 836 |
Snead town | 835 |
Jacksons’ Gap town | 828 |
Wedowee town | 823 |
Brantley town | 809 |
Gurley town | 801 |
Holly Pond town | 798 |
Oakman town | 789 |
New Site town | 773 |
Hobson City town | 771 |
Section town | 770 |
Ariton town | 764 |
Susan Moore town | 763 |
Addison town | 758 |
Wadley town Installment loans | 751 |
South Vinemont town | 749 |
Woodville town | 746 |
Douglas town | 744 |
Columbia town | 740 |
Lexington town | 735 |
Leighton town | 729 |
Somerville town | 724 |
Excel town | 723 |
Ider town | 723 |
Magnolia Springs town | 723 |
Pisgah town | 722 |
Maplesville town | 708 |
Silverhill town | 706 |
Walnut Grove town | 698 |
Wilton town | 687 |
Lynn town | 659 |
Reece City town | 653 |
Forkland town | 649 |
Pinckard town | 647 |
Trafford town | 646 |
North Courtland town | 632 |
Allgood town | 622 |
Baileyton town | 610 |
Courtland town | 609 |
Pickensville town | 608 |
Babbie town | 603 |
Dodge City town | 593 |
Clayhatchee town | 589 |
West Point town | 586 |
Castleberry town | 583 |
Perdido Beach town | 581 |
Sand Rock town | 560 |
Grimes town | 558 |
Valley Head town | 558 |
Hurtsboro town | 553 |
Hillsboro town | 552 |
Millry town | 546 |
Avon town | 543 |
Kinston town | 540 |
Lisman town | 539 |
Newville town | 539 |
McKenzie town | 530 |
Oak Grove town | 528 |
River Falls town | 526 |
Eva town | 519 |
Louisville town | 519 |
Lockhart town | 516 |
Glen Allen town | 510 |
Midway town | 499 |
Triana town | 496 |
Garden City town | 492 |
Hammondville town | 488 |
Red Level town | 487 |
Rockford town | 477 |
Shorter town | 474 |
Rutledge town | 467 |
Silas town | 452 |
Kennedy town | 447 |
Fairview town | 446 |
Hayden town | 444 |
Sipsey town | 437 |
Elkmont town | 434 |
Pleasant Groves town | 420 |
Thomaston town | 417 |
St. Florian town | 413 |
Highland Lake town | 412 |
Ranburne town | 409 |
Twin town | 399 |
Maytown town | 385 |
Mentone town | 360 |
Vina town | 358 |
Arley town | 357 |
Akron town | 356 |
Hytop town | 354 |
Napier Field town Personal loans | 354 |
Coffeeville town | 352 |
Madrid town | 350 |
Cuba town | 346 |
Nectar town | 345 |
West Jefferson town | 338 |
Gordon town | 332 |
Dozier town | 329 |
Boligee town | 328 |
Gordonville town | 326 |
Rosa town | 316 |
Dutton town | 315 |
Vredenburgh town | 312 |
Beatrice town | 301 |
Carolina town | 297 |
Hodges town | 288 |
Fruithurst town | 284 |
Waldo town | 283 |
Anderson town | 282 |
Pine Ridge town | 282 |
Repton town | 282 |
Bakerhill town | 279 |
Shiloh town | 274 |
Fulton town | 272 |
Langston town | 270 |
Colony town | 268 |
Goshen town | 266 |
County Line town | 258 |
Sweet Water town | 258 |
Heath town | 254 |
Sanford town | 241 |
McIntosh town | 238 |
Detroit town | 237 |
Union town | 237 |
Coffee Springs town | 228 |
Horn Hill town | 228 |
Kansas town | 226 |
Providence town | 223 |
Gantt town | 222 |
Nauvoo town | 221 |
Pennington town | 221 |
Kellyton town | 217 |
Belk town | 215 |
Gilbertown town | 215 |
Daviston town | 214 |
Paint Rock town | 210 |
Gainesville town | 208 |
Black town | 207 |
Orrville town | 204 |
Waterloo town | 203 |
Edwardsville town | 202 |
Beaverton town | 201 |
Epes town | 192 |
Yellow Bluff town | 188 |
Glenwood town | 187 |
Newbern town | 186 |
Onycha town | 184 |
Riverview town | 184 |
Woodland town | 184 |
Loachapoka town | 180 |
Banks town | 179 |
Gu-Win town | 176 |
Geiger town | 170 |
Talladega Springs town | 166 |
Franklin town | 149 |
North Johns town | 145 |
Waverly town | 145 |
Billingsley town | 144 |
Gaylesville town | 144 |
Lakeview town | 143 |
Five Points town | 141 |
Pollard town | 137 |
Toxey town | 137 |
Pine Apple town | 132 |
Eldridge town | 130 |
Myrtlewood town | 130 |
Cusseta town | 123 |
Libertyville town | 117 |
Bon Air town | 116 |
Lowndesboro town | 115 |
Ridgeville town | 112 |
Lester town | 111 |
Haleburg town | 103 |
Faunsdale town | 98 |
Blue Springs town | 96 |
Needham town | 94 |
Ethelsville town | 81 |
Union Grove town | 77 |
Petrey town | 58 |
Cardiff town | 55 |
Goldville town | 55 |
Emelle town | 53 |
Mooresville town | 53 |
Dayton town | 52 |
Benton town | 49 |
Natural Bridge town | 37 |
Memphis town | 29 |
Oak Hill town | 26 |
McMullen town | 10 |