Louisiana (LA) Payday loans Online, Cash Advances, Installment Loans, and Personal Finance Solutions

Live in the great south? Need a little extra money for personal incidental financial problems? Look no further than OnlineCash4Payday.Com. Our 100+ partner lenders specialize in payday loans, personal cash advance, installment loans, and larger personal loans online. Now the great residents of Louisiana have an online option that delivers. Over a decade online, our partner network abides by all local and state laws for fast and efficient processing of all applications. By using our secure online form, rest assured your connection is private and encrypted using state-of-the-art SSL security and 128-bit encryption. By taking 5 minutes today to fill out our secure form, you can have your money as fast as the next business day.

In 2014, Louisiana was ranked as one of the most small business friendly states, based on a study drawing upon data from over 12,000 small business owners. The state’s principal agricultural products include seafood (it is the biggest producer of craw fish in the world, supplying approximately 90% of the world’s supply. Other industry leading products include cotton, soybeans, cattle, sugarcane, poultry, eggs, dairy products, and rice. The state also generates chemical products, petroleum and coal products, processed foods and transportation equipment, and paper products. Tourism is an important element in the economy, especially in the New Orleans area. Reference Wikipedia

• Louisiana has the longest coastline (15,000 miles) of any state and 41 percent of the nation’s wetlands.
• The American Alligator is Louisiana’s state reptile.
• Home to the New Orleans Saints NFL Football Team
• Breaux Bridge is known as the “Crawfish Capital of the World”.

Louisiana’s economy peaked in 2010, and the state has been struggling to grow ever since. In 2016 and 2017, Louisiana’s economy shrank. With oil and natural gas as the main industries, Louisiana is at the mercy of fluctuating prices. Meanwhile, the economy of the U.S. as a whole, is exploding.

The state is moving in the right direction, though. The construction industry contributed to second-quarter wage increases in 2018, and more people are becoming employed. Louisiana has ranked in the top 10 of Area Development magazine’s “top States for Doing Business” report for eight consecutive years. The low cost of living and strong business environment might make you love living in Louisiana, but some people need extra cash from time to time to help them manage their finances.

Louisiana Cash Advances and Payday Loans Explained

Louisiana payday loans are legal for those who need some spending money until they receive their next paycheck. Louisiana payday loans can be taken out for up to $350 and a maximum of 60 days. Caps on fees make it possible for lenders to charge $10 in documentation fees and up to 16.75% percent of each check. The two-week APR (annual percentage rate) for a $100 loan is 780% percent.

Borrowers that cannot repay Louisiana cash advances on time may refinance the loans after paying the fees and 25% percent of the total amount. For the first year after the due date, Louisiana cash advances may be associated with fees of up to 36% percent. During the second year after the due date, maximum fees drop to 18% percent.

Louisiana Personal Loans and Installment Options

If you need more than $350 at a time, you might consider Louisiana installment loans, which are available even if you have bad credit. You can apply for these loans without a credit check in person or online through our secure lending platform. Borrowers that indicate that they can repay the loan by providing proof of income may take out up to $5,000 and pay it off over time.

The maximum APR for unpaid Louisiana installment loans is as follows:
• 36% percent for unpaid principle up to $1,400
• 27% percent for unpaid principle $1,401 and $4,000
• 24% percent for unpaid principle $4,001 and $7,000
• 21% percent for unpaid principle over $7,000

Residents with good credit might be able to take out Louisiana personal loans from credit unions or banks. These may have a longer repayment period and lower interest rates. Interest rates for Louisiana personal loans are often based on the borrower’s income and credit score. These are also available from our large lending network by filling out our secure form. Unsecured loan amounts up to $5,000 or more are available.

References:

“Louisiana Posts Worst Economic Performance in Country” U.S. News & World Report, 5 May 2018, https://www.usnews.com/news/best-states/louisiana/articles/2018-05-05/louisiana-economy-shrinks-for-second-straight-year. Accessed 18 December 2018.

“Dan Fagan: Yes, Louisiana’s economy is improving, but don’t read too much into it” The Advocate, 29 September 2018, https://www.theadvocate.com/baton_rouge/opinion/article_c82c5148-c27e-11e8-8905-93f26eef757b.html. Accessed 18 December 2018.

“Louisiana Named Top 10 Business State For Eighth Consecutive Year” Louisiana Economic Development, 20 September 2018, https://www.opportunitylouisiana.com/led-news/news-releases/news/2018/09/20/louisiana-named-top-10-business-state-for-eighth-consecutive-year. Accessed 18 December 2018.

“Louisiana State Information” PayDay Loan Consumer Information, https://paydayloaninfo.org/state-information/26. Accessed 18 December 2018.

Real Per Capita Income in Louisiana

Statute for Louisiana payday loans and cash advances. Personal loans and installment options qualify for larger amounts through our secure form. State laws and statutes can change at anytime and the information above or below may become slightly out-of-date as we update frequently.

(Source: U.S. Census Bureau, Census 2010 Population)

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