How it Works

Requesting a financial product is easy with OnlineCash4Payday.Com. Fill out one easy form on OnlineCash4Payday.Com and your inquiry will be submitted to our nationwide network of online loan providers. Payday loans and cash advances range between $100 to $1000 without having to leave the comfort of your home. Installment loans and personal loan options typically range from $1,000-$5,000. All you’ve got to do is to fill out our secure form online and then wait a minute as we match you to a vast network of 100+ nationwide accredited lenders. Once it is approved, you will then be redirected over to a lender’s page, where you should be able to find the terms (including rates and fees) of the loan. If you accept these terms, you will then have the funds deposited to your bank.

Most lenders have the following requirements to be approved:

  • You should be employed at your preset job for atleast 90 days.
  • You should be a US citizen, or a permanent resident over the age of 18.
  • You should have an income of at least $1,000 a month.
  • You will also need a checking/savings account which is in your name.
  • You should provide working work and home phone numbers.
  • You should provide a working email address.

Quick Inquiry Process

A lender that you have been matched with will receive your App within seconds. Our lender will then contact you and will require additional information such as your fax number/email in order to send you some paperwork and any other documents that may apply. You will then need to return required items, such as your pay stub, utility bill, tax return, etc. Not all items will be required, depends on the situation of the borrower.

 

Send Cash Directly to You

After one of our lender has approved your application, the loan will then be transferred to your banking account. This is the easiest and most convenient way to borrow. Select your amount, click “Get Started”, and secure your loan today.

 

Private and Secure

We make use of the most secure and advanced encryption technology in order to protect your private data. Not only do we provide 128-bit SSL encryption throughout our entire company site, your secure form moves to 256-bit encryption for your protection.

 

Automated Repayment

The loan fees (principle and interest) will be withdrawn automatically from your bank account when it’s due, so you don’t have to do anything. Make sure to budget accordingly. By having automated payment set up, you ensure you never forget to make the payment.

 

Late Payments

There are numerous online lending providers who are a part of our lending network, but follow different late payment policies. It is up to you to read through and understand their policies prior to signing a digital signature in order to constitute your legal obligation to pay back the loan. However, the state laws in some places will determine how much late fees a lender can charge.

 

Loan Extensions

The state laws will determine if a lender can grant a rollover or an extension. There are some states that allow many rollovers and there are some that forbid this practice all together. People who are late with their payment actually actually allow the lender to charge them late fees and make a request for immediate payment of the balance amount. If the person defaults, he or she is subjected to more fees as previously described in the agreement they signed. You should calculate your repayment before accepting the loan. Even though these loans are convenient, they can cause lots of distress if not repaid. Lenders belonging to Community Financial Services Association of America have been permitted to provide borrowers with an extended payment plan once every 12 months.

 

Loan Default

Lenders which are a part of OnlineCash4Payday.Com’s network will pursue collections after the due date has passed to the fullest extent of the law. There will be criminal charges in addition to fees which could apply if the loan is not repaid. This is all avoided with on-time payments. Remember, borrow what you can afford to payback. The lending business relationship should be a win/win for you as our customer and the bank who lends you the financial resources you need today.

However, if the lender is a part of CFSA, you’ll be saved from having criminal charges levied upon you.

 

Start today and have your funds as soon as the next business day.

By using our secure online nationwide platform, rest assured your private information stays confidential. We practice secure lending access policies and the same policies apply to lenders in the network. We also pride ourselves on having one of the fastest lending networks online. Approval of our customer applications by our partner network typically happens in minues. By starting today, you could have your personal funding as soon as the next business day.