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Tips for the housing market in 2018 The flowers aren’t the only thing that bloom this spring. The spring season is most always a popular and productive time in the housing market, but inventory is scarce at the moment, mortgage rates are higher than normal, and the most recent tax cut hasn’t been so favorable to the housing market as a whole just yet. It’s left a lot of buyers and sellers wondering if they should just sit out spring 2018 and await a more favorable market. Others are fearing even higher interest rates and sale prices and are anxious to know whether now is the time... Read more »

More people today are millionaires than ever before. While becoming a millionaire seems like simple fantasy for most, the reality is that it is actually very attainable with the right habits and work ethic. Most millionaires share several common traits which have enabled them to obtain great wealth over a long period of time. An obvious and common trait among millionaires is that they have reliable means of income through their jobs. A stable job provides a person with a 401k plan, a suite of benefits, and possibly a pension plan. All of these in conjunction translate to a significant... Read more »

Deciding Whether a Joint Bank Account is Right For Your Marriage Most married couples not only merge their lives together, they also merge their money after they tie the knot. This could mean a variety of matters, from sharing the responsibility for bill paying or combining their paychecks and paying off debt from one account. Many couples see a joint bank account as one of the most symbolic gestures of getting married and starting a life together. However, while 76% of married couples state that they do share one bank account, this system isn’t always the best one for everyone. Compared... Read more »

Finances don’t always go according to plan. Emergencies happen such as sudden job loss, a significant home or auto repair, or medical bills. Now that you’re experiencing the financial struggle, you’re probably lost on how to handle things going forward. Take a deep breath and start thinking about a plan to keep your finances in order. Its not the end of the world. Life is a roller coaster. Learning how to cope with the good times and bad is what its all about. Hunker down, get a grip, and move forward. Explore the Circumstances Evaluate your situation in pieces. Worrying endlessly... Read more »

When it comes to investing, there are no hard and fast 100% guarantees. Even some of the most sound investments can turn south in an instant. Just because there are no guarantees, however, does not mean there are not hard and fast rules when it comes to investing wisely. Here are 5 tips on how to make a good investment. 1. Do your homework Good investments require careful planning and decision making. The old adage “buy low, sell high” is dependent on knowing where certain commodities sit in the market right then and an understanding of which direction they are heading. Pay... Read more »