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As the New Year rolls around, we will inevitably be confronted with news segments, articles and just even talk with friends and family about the New Year and new changes we would like to see in ourselves. Weight-loss, better relationships with spouses, significant others, our kids or siblings and our finances are sure to be some of the topics that come up. A New Year, a New (Financial) You The beginning of a new year gives us an opportunity to do some self-reflection about things that we would like to change in our lives and about ourselves. If your like a lot of us, the only time we... Read more »

How to Avoid Holiday Financial Stress The holiday season is a time of dread for many people. Poor spending habits and financial anxiety ruin the happiness of the season. A new year filled with new debt soon follows. But you can avoid this ugly cycle that ruins the holidays for so many. Here are some ways to better manage your money this holiday season. Buy Fewer Gifts The holiday season is a time for gift-giving. It feels great to brighten the day of a friend or family member. But it’s also easy to get carried away, and buy gifts for practically everyone you know. This includes your... Read more »

The alarming rise of interest rates and the changes to tax regulations can be causing you to accrue more debt over time. Reassessing your finances is certainly the prudent strategy, and a wise one at that. Your finances should always be in a state of tweaking and  monitoring.  In particular, revisit your plans to pay off debt, including unsecured debt. If your balances have been rising over the last year or two, maintaining healthy low limits can do wonders for your stress and anxiety levels heading into a slowdown. Consumers with large amounts of debt are oftentimes trying to balance... Read more »

Moving in together with your significant other may seem like a great idea. However, there are definitive complications that arise when two people who are in a relationship move in together. Although it may take some getting used to, the main goal is for you two to be able to make it work out. The last thing you want is for the experience to ruin your relationship, so there are a few steps you need to take in order to prevent arguments. In this article, you are going to learn some important tips for moving in together with your significant other. Discuss financial situations The first... Read more »

Do you trust loved ones to borrow your credit card? You will be surprised to learn that approximately half of all credit card holders permit their friends or family to use their credit card. Of all of those people that allow this generous act of trust, about a third, reported having an unpleasant experience. Over 2,000 people were polled, and six out of every ten people said they would allow an immediate family member to borrow their card and nine percent have said they allowed their friends to use their credit card. Some situations even allowed family or friends access as an authorized... Read more »