Small Business Loans

Our certified lender network® provides solutions for successful funding for small business owners. Whether it’s a line-of-credit, merchant cash advances, equipment funding, short or long term financing, start-up funds, and business loans for women, get the funding you need for your business today. $1K up to $1Million. Great terms, great rates, and lightning fast funding deposits.

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Learn about some of the loan and financing types our Certified Lending Network® offer’s today


(SBA) Small Business Loan – Millions of smaller businesses take advantage of these long ­term, low ­interest loans every year. These loans are offered through traditional banks and backed by our government. Our lending network offers several different SBA loan products from SBA 7a, SBA 504, and SBA Express. Get started by filling out our secure form today.


Traditional Term Business Loan


A term loan is like a “normal” business loan that can be used for a wide range of business purposes. Generally, term loans provide a fixed payment over 1 to 5 years and are normally backed by collateral. If your personal credit is approximately 650 or above, and you have been in business for at least two years, then a term loan might be the best option for your business.


Short Term Business Loan


Short term business loans are designed to help meet short term financing needs. They can be a versatile financial tool for business owners to better manage cash flow, deal with unexpected events, or to take advantage of a great deal. Typically, most small business owners qualify for a short term loan, given they have past experience in the related field.


line-of-creditBusiness Line of Credit

A business line of credit may be the best type of financing available for business owners. The line of credit gives you capital to draw upon to meet a variety of business needs. It’s a financial cushion for a fixed amount that you can exercise anytime.


Startup Loan


Our certified lending network® offer’s multiple startup loan products to help your new business get the capital it needs to grow. They have traditional loan options, as well as non-­traditional options to help your small business. If you are starting off with a strong credit file (640 or above) you may have lending options to help with startup or growth funding.


Equipment Financing


equipment-financingAs opposed to asking for capital outright, equipment financing is more secure than others, and lenders are sometimes more willing to work with you. Equipment loans can help you get the new equipment for your business right away. Don’t let the inability to get the right equipment keep you from doing the right job and increasing revenue for your overall bottom line.


Merchant Cash Advance

A merchant advance is a solid option for business owners in need of fast access to capital. These financing options allow you to borrow against future earnings and fund immediately. Basically how it works, your taking out a loan on your future accounts receivable. One of the more popular options is taking out an advance on your future credit card processing volume. The loan is made today, and a small percentage is taken out of your daily batch receipts until the loan is paid in full. Works great for a large amount of small businesses.


commercial-real-estateCommercial Real Estate


Commercial real estate is always a very secure piece of collateral. Our certified lending network® allows you to buy, build, expand, remodel, refinance and get cash out of your business. A commercial real estate loan must include the plans to build a structure or business project. It can also be used for a multi­-family dwelling of five units or more.


Business Loans for Women


Women entrepreneurs and business owners are among the fastest growing and thriving segments of the American economy. Some of the lenders can make it easy for women business owners to find, apply for, and receive business loans they need to fuel that continued growth by matching owners with hundreds of lenders, lines of credit, and other types of financing.




Accounts Receivable Financing


accounts-receivableAccounts receivable (A/R) financing allows you to receive capital in the event you are owed money for services completed. This can be optimal because the focus is on the business that owes the receivable, and not the company receiving the advance. Leverage and options are key here.


Peer to Peer Lending



Peer­2­peer lending is an alternative to traditional lending in which the borrower receives a loan from another individual rather than a lending institution. This is still a new concept being used by millions right now.


objectivesOnlineCash4Payday.Com has been helping to provide immediate and equal access to credit options for small businesses for over a decade online. Rest assure our lending network is efficient at the processing of all applications. Funding your money requirements is what they do. Working with all credit backgrounds from good to bad credit enables our network to not only be aggressive with SBA loans and lending practices, but also provides huge buying power for the masses. Your small business is important to you, its also important you get the chance to startup and grow like everyone else. Start by filling out our form today. All information confidential through our secure lending apps and forms.trusted-lending

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5-stars-review-1“After trying to secure an advance for myself at a few other places, onlinecash4payday came thru. 24 hours and I was approved.
Mike Schwind, San Jose, CA

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