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Low mortgage rates creating a refinance boom

Low mortgage rates have defied expectations Mortgage rates have been quite low for an extended period of time, so long that both banks and consumers have been expecting them to go up for years. However, this is certainly not the case. In fact, rates have continued to...

Is the Federal Reserve done hiking interest rates until 2018?

The subject of interest rates and when the Federal Reserve may raise rates again has been the object of much speculation since the Fed hiked rates last December (2015) for the first time in nearly a decade. Now that the initial move towards normalizing monetary policy...

Should the CFPB leave payday loan customers alone?

Payday loans are short-term – and typically fairly low amount – loans that are designed to provide individuals with necessary funds in between paychecks. They are provided in the United States and are also found regularly in the UK and Canada. Though...

Auto loan delinquencies for sub-prime loans hits 6 year high

Surging delinquencies on auto loans accompany the recent boom in auto sales. Title loans for automobiles are also becoming increasingly popular among U.S. consumers. Securities-backed subprime auto lines have become more attractive as dealers depend increasingly on...

What are the best credit card offers of 2016?

The best credit cards come with plenty offers that you can’t get with any other product or bank loans. Such offers range from things like a huge sign-up bonus, price protection, travel insurance, and cash-back rewards. Listed below are rankings of 2016’s...

Google banning payday loan ads from its Adwords platform

On Wednesday, May 11, 2016 Google announced that it would no longer serve ads for so-called “payday loans” and other loans with high interest rates. This announcement has rocked the financial lending world and was immediately criticized by those within the payday...